Automobile loan service fee When handling loan business, the fee charged is called loan service fee. Generally, it is collected by the bank, and a third party helps to handle the loan business. Automobile loan service fee charging standard loan service fee, the charging standard depends on local conditions. You don't have to pay this fee to apply for a provident fund loan. Only the guarantee fee (loan amount 3 ‰, minimum 300), house appraisal fee (appraisal value 3 ‰, minimum 300, maximum 1500) and vehicle purchase tax need to be paid. The calculation formula is: tax payable = tax payable; Tax rate. If consumers buy domestic private cars, the taxable value is to pay all the price and other expenses to the dealers, excluding VAT (the tax rate is 17%). Since the value-added tax is included in the purchase price of the special invoice for motor vehicle sales, the value-added tax of 17% must be excluded when calculating the vehicle purchase tax, that is, the taxable amount of the vehicle purchase tax = the fare; 1. 17, and then collect the vehicle purchase tax at the rate of 10%.