I've been waiting for a bank loan for half a month, but there has been no news. Finally, I said I needed a guarantor.

You need a guarantor to borrow money from the bank. The bank loan process is as follows:

1. Prepare the borrower's ID card and household registration book.

2. Prepare a marriage certificate. If unmarried, provide proof of unmarried; Provide marriage certificate or divorce certificate when getting married. If you are married and not divorced, you need to prepare your spouse's ID card, marriage certificate and household registration book.

3. The income of the borrower.

4. The guarantor's identity certificate, household registration book, marriage certificate (proof required for unmarried) and the borrower's property right certificate.

Prepare to borrow 250,000 yuan to buy a house with the same principal and interest, but prepare to pay it off within 3 years.

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