Everyone should be familiar with the blacklist of credit information! In fact, this refers to whether there is a record of overdue repayment when borrowing money. If there are too many or serious overdue repayment records in the personal credit report, it is usually easy for banks to refuse to apply for credit cards or loans. In fact, the personal credit report only records the personal credit situation truthfully, only objectively records the personal credit card, loan handling, application and repayment, and there is no blacklist in the central bank's credit information system. However, many people may walk into the misunderstanding that they can't borrow money as long as they are blacklisted. In fact, this is all wrong. So, can I still get a loan if I am blacklisted? How to borrow money?