If it is a new residential area, it is usually a developer or a property agent, provided that the bank has a loan, and the special maintenance funds for the house must be transferred to the special account opened by the real estate bureau before the house can be closed (generally in a bank with the right to levy). Secondly, you need to pay deed tax. The tax rate is determined according to the area of your house, whether it is the first set, the total price and other factors. Generally, it is 3% in Shaanxi, 1.5%, 1%.

Three tax rates. However, if you have moved into a mature community, the developer or property can handle it on your behalf, or you can handle it yourself. If you do it yourself, you have to go through a lot of procedures. However, since you are a mortgage customer, the real estate license will eventually be placed in the mortgage registration section of the real estate bureau, and you can only renew it after you repay the loan.