Legal analysis: No, in China, you must use your ID card. Passport can't even make a deposit. Unless the other party looks for someone in the bank to operate illegally. Passports are just legal identification for use abroad. Banks in China don't read this.

Legal basis: Article 9 of the Law of People's Republic of China (PRC) on Exit and Entry Administration. China citizens shall apply for passports or other travel documents when leaving or entering the country.

China citizens who want to go to other countries or regions also need to obtain visas or other entry permits. However, unless the China government has signed visa exemption agreements with other governments or the Ministry of Public Security and the Ministry of Foreign Affairs provide otherwise.

China citizens who leave or enter the country as seafarers and work on foreign ships shall apply for a seaman's certificate according to law.