1. The following conditions need to be met for bill installment payment:

(1) Credit card status is normal.

(2) Temporary credit increase and credit extension of credit cards cannot be divided into stages; Pay back before installment payment, and the bill will be returned or repaid. After the upper limit of installment is lowered, the amount cannot be installment. If you have paid in full, you can't apply for payment by installment.

(3) The bill installment should be applied two days after the bill date and before the due repayment date of the bill.

(4) The minimum application amount for bill installment is 300 yuan RMB/100 USD/8,000 JPY /600 HKD /80 GBP/100 AUD, and the maximum amount shall not exceed 90% of the total amount of new credit card consumption in the current bill. Installment payment does not support overdraft cash withdrawal transaction, installment payment transaction, various fees and other transactions designated by BOC.

2. The following conditions shall be met for the installment payment of the transaction:

(1) Credit card status is normal.

(2) The temporary increase and credit extension of credit cards cannot be phased.

(3) The installment of the transaction shall be handled after the consumption is recorded and before the bill is issued. If the bill has been issued, you can't handle the transaction installment for the issuing transaction. You can try to handle the bill installment.

(4) The single installment amount must be greater than or equal to RMB 65.438 million/USD 65.438 million/JPY 8,000 /HKD 600 yuan/GBP 80 yuan/AUD 65.438 million.

Tips: 0 Credit cards and business cards do not support installment payment.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.