Hello, there are two ways to handle current business and corporate loans. According to the actual situation, citizens can choose to start their own loans or secured loans. According to Article 13 of the Measures for Personal Housing Provident Fund Loans in Dongguan, the application for provident fund loans (1). The borrower may apply to the provident fund center, lending institution, entrusted bank or guarantee institution, and submit the required application materials; " Citizens need to provide relevant information when applying for loans (see: Dongguan Housing Provident Fund Management Center-Service Guide-Loans-Classification Guide for Handling Housing Provident Fund Loans-V. Converting from Business to Public Loans), but the situation that citizens reflect that they need to provide bank cards and passwords belongs to the internal process operation of guarantee companies. If there is a commercial contract dispute between the applicant and the guarantee company, it is suggested that the applicant report it to the relevant department.