Credit loan app is not a formal platform. Process of loan processing: 1. The borrower submits the loan application materials to: 2. Conduct a preliminary review of the application materials submitted by the borrower; 3, through the preliminary examination and credit investigation, in line with the loan approval conditions; 4. After approval, notify the borrower to go through relevant procedures such as contract signing, loan, mortgage or pledge; 5. After the loan contract comes into effect, the loan will be issued. APP loans have certain loan requirements for enterprises. If they don't meet his standards, there is no way to issue loans. Of course, if they tell you that you can qualify for a loan, but later find that you can't repay them, it will make you pay a certain amount of liquidated damages. If you encounter such a thing, you must take up legal weapons and safeguard your legitimate rights and interests. Don't be silent, and you'll lose. ......................................