Compared with the slow pace of life in Beijing, Tianjin has made many people buy houses in Tianjin and start working in Beijing? A tale of two cities? . Some people are going to buy two suites in Tianjin to earn more for themselves? Income after sleep? However, the down payment ratio of the second suite in different places is not the same. I don't know how much money I should prepare to buy a second suite in Tianjin.
the down payment ratio of the second suite in Tianjin 221
the down payment ratio of the second suite in Tianjin is 2%~4%. The down payment ratio of provident fund loans is 2%; The down payment ratio of the first suite settlement loan provident fund loan to purchase the second suite is 3%; The down payment ratio of personal loan is 4%, and the specific policy depends on the regulations of the bank.
what is the down payment ratio of the second suite in different places?
The down payment ratio of second homes varies according to the policies of different cities, and the main cities are summarized as follows:
1. The down payment ratio of second homes in Beijing 221: In 221, the down payment ratio of second homes in Beijing is not less than 6%, and that of non-ordinary homes is not less than 8%;
2. The down payment ratio of the second suite in Shanghai 221: The down payment ratio of the second suite of ordinary housing in Shanghai in 221 shall not be less than 5%; For non-ordinary self-occupied houses, the down payment ratio of the second suite shall not be less than 7%;
3. The down payment ratio of the second suite in Guangzhou 221: The loan for the first house in Guangzhou has been settled in 221, so the down payment ratio of the second suite is not less than 4%; However, if the loan of the first suite has not been settled, the down payment ratio of the second suite shall not be less than 7%;
4. The down payment ratio of the second suite in Shenzhen 221: In 221, the down payment ratio of the second suite in Shenzhen is 7%, the interest rate of deep households is 1%, and the interest rate of non-deep households is 1.1 times;
5. The down payment ratio of the second suite in Ningbo in 221: The down payment ratio of the second suite shall not be less than 6% for the residents who have a house in the sixth district of Ningbo in 221 and the corresponding loans have not been settled; For households with one set of housing in the six districts of the city and the corresponding loans have been settled, the down payment ratio of the second suite shall not be less than 4%;
6. The down payment ratio of the second suite in Xi 'an in 221: In 221, households in Xi 'an who already have a housing area of 9 square meters or less: if the second suite has a housing area of 144 square meters or less, the down payment ratio of the second suite shall not be less than 4%; If the area of the second house is more than 144 square meters, the down payment ratio of the second house shall not be less than 5% and be adjusted to 7%;
7. The down payment ratio of the second suite in Shenyang 221: In 221, the down payment ratio of the second suite in Shenyang will be increased to 5%, and the down payment must be paid in one lump sum. It is forbidden to pay in installments and? Down payment? ;
8. The down payment ratio of the second apartment in Chengdu 221: In 221, for the households in Chengdu who own a house and the corresponding house purchase loan has not been settled, the down payment ratio of the second apartment in Chengdu's 11th district (Western Park of High-tech Zone, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District) is 6%.
9. The down payment ratio of the second suite in Zhengzhou 221: the down payment ratio of the second suite in Zhengzhou in 221 is 6%;
1. The down payment ratio of the second suite in Wuhan 221: In 221, if the household registration in Wuhan owns a house in Wuhan (regardless of whether the loan is settled or not), the down payment ratio of the second suite shall not be less than 5%, and the down payment ratio of the second suite of the non-ordinary residence (above 144 square meters) shall not be less than 7%;
11. The down payment ratio of the second suite in Changsha in 221: In 221, the down payment ratio of the second suite in Changsha is 35% if the area of the second suite has not exceeded 144 square meters, and the down payment ratio of the second suite for provident fund loans is 6%;
12. The down payment ratio of the second suite in Chongqing 221: The down payment ratio of the second suite in Chongqing in 221 shall not be less than 4%;
13. The down payment ratio of the second suite in Qingdao 221: In 221, the down payment ratio of the second suite in Qingdao is 6%, and residents with foreign hukou can only buy one house in Qingdao;
14. The down payment ratio of the second suite in Hangzhou 221: The down payment ratio of the second suite in Hangzhou in 221 shall not be less than 6%;
15. The down payment ratio of the second suite in Jiangsu 221: The down payment ratio of the second suite in Jiangsu in 221 is 5%;
the down payment ratio of the above two suites in 221 is based on the data of the down payment ratio of the second suite in the current urban policy. As the purchase policy is constantly updated, the down payment ratio of the second suite in 221 is subject to the local policies.