The Agricultural Bank of China’s salary-based loan does not require bank statements to issue proof of employment, it only needs to be stamped by the company where you work. According to the regulations of the Agricultural Bank of China on salary loans, the following conditions must be met:

Being 18 years old or older and not more than 60 years old, having the nationality of the People's Republic of China, and having full capacity for civil conduct;

p>

Possess legal and valid identity documents and household registration certificate (or valid residence certificate) for the location of the loan bank;

The borrower and spouse meet the credit record conditions stipulated by our bank;

Credit score is 490 points (inclusive) or above;

Income is stable and has the ability to repay credit on time;

The personal credit purpose applied for is reasonable and clear;

Open a personal settlement account at Agricultural Bank of China.

Application materials:

ID card and copy of ID card;

Letter of commitment for loan purpose;

Employment certificate;

Proof of income.

To sum up, the Agricultural Bank of China’s salary-based loan application does not require bank statements and can be applied for directly at your unit.