2. Introduction of the investigation report.
3. The first part of the body of the investigation report
4. The second part of the body of the investigation report.
5. Check the third part of the report.
6. The fourth part of the body of the investigation report.
7. The fifth part of the investigation report.
8. At the end of the investigation report
1. We need to determine the title of the loan investigation report. The title generally includes: the borrower's name and loan project (such as the loan investigation report of XXXxXX company's XXXXXX project).
2. Introduction of the investigation report. Write clearly the application and investigation reasons put forward by the simple applicant (for example: XXXXXX project developed by XXXXXX company, geographical location, application for a loan of XXXXXX million yuan due to XXXXXX, loan term of X years, guarantee method and repayment source). These are the premises of the investigation report, so it must be written clearly.
3. The first part of the investigation report. First of all, we should introduce the basic situation of the applicant. 1. Basic elements of an enterprise (e.g., year of establishment, registered capital, qualification grade, business scope of the enterprise, capital contribution by shareholders). It is best to list the capital contribution of shareholders, so that it is clear and clear. 2. The organizational structure of the company (please refer to the Articles of Association). 3. Introduction of the company management team. 4. Introduction of the enterprise's past project experience (which projects the enterprise has done and briefly introduce the project situation). 5. Introduction of affiliated enterprises (for example, if the borrower belongs to a subsidiary of XXXXXX company, if it belongs to the parent company, it is necessary to clearly write down the information about which companies exist in the subsidiary company and the intersection of shareholders among enterprises).
4. The second part of the body of the investigation report. Introduce the operation of the applicant. 1, the business situation of the enterprise in recent years (such as the business content of the enterprise in recent years). 2, the enterprise's major issues (such as whether there are major business risks, whether there have been major accidents and liability for compensation, etc.). ) .3. Introduction of the industry background of the enterprise.
5. The third part of the body of the investigation report. Introduce the applicant's credit status. 1. The financial analysis of the enterprise needs to be clearly reflected by tabulation (for example, the assets and liabilities, profits and cash flow of the enterprise in the past three years and the current period). 2. Analysis of assets and liabilities (such as asset-liability ratio and other indicators). 3. Profit analysis (such as profit rate and other indicators). 4. Cash flow analysis. The above-mentioned financial data analysis shall explain in detail the formation details of various accounting subjects in the financial statements, and the specific reasons for the increase and decrease of assets and liabilities, profits and cash flows need to be explained.
6. The fourth part of the body of the investigation report. Introduce the applicant's application for a loan this time. 1. The amount, term and guarantee method of this loan application. 2. The purpose of applying for a loan.
7. The fifth part is the text of the investigation report. Introduce the projects and project benefits that need to be invested in the loan. 1. The current status of the project. 2. Introduce the project budget investment and current actual investment. 3. Future income forecast of the project.
8. The end of the investigation report. 1. Risk disclosure of the applicant's industry. 2. Report on the conclusion of the investigation (investigators need to put forward the conclusion of loan approval). 3. Signature of the researcher. 4. Date of writing the investigation report.