Advantages of BMW financial loan

1. Obtain the ownership of BMW through loan.

2. Free choice and upgrade of vehicle types, and expand the scope of owning vehicles.

3. Save the cash expenditure of the enterprise, use the funds for commercial operation and get the return on investment.

4. Establish a good personal record to assist the future development plan.

5. Enjoy professional door-to-door service, and assign special personnel to help complete every step of loan car purchase.

Second, the loan method

1. Loan term: 12-60 months.

2. Down payment ratio: the minimum is 20% of the car price.

3. Loan ratio: up to 80% of the car price.

4. Ownership: the ownership of the loan vehicle.

5. Cost: Only loan interest. There is no lawyer's fee, guarantee fee and home visit fee.

6. Repayment method: equal monthly repayment.

Extended data

1. purchase tax: the calculation formula of vehicle purchase tax is purchase tax = purchase price /( 1+ 13%)× purchase tax rate. According to relevant policies and regulations, starting from 20 18+ 10/day, the vehicle purchase tax will be collected at the statutory tax rate of 1 0%.

2. Insurance: motor vehicle insurance premium can be added to the monthly capacity expansion plan of installment loan (except for the following non-standard loan products: brand-new bMW5 series four-door sedan, BMW6 series, brand-new BMW6 series GT20 19, BMW7 series, BMWX5, BMWX6, innovative BMWX7, all BMW8 series models, brand-new BMWZ4 convertible sports car and all BMWM models). Please refer to for details.

3.BMW original factory extended warranty: The original BMW extended warranty fee purchased at the same time for new cars can be added to the monthly capacity expansion plan for installment loans (except for all models of leisure loan products). For details, please consult an authorized BMW dealer.

4. Original BMW parts: Four expenses of original BMW parts (complete wheelset, MPerformance high-performance kit, driving recorder, heat insulation film and paint protective film) purchased at the same time for new cars can be added into the monthly capacity expansion plan for installment loans (except for all models of leisure loan products; Except for non-standard loan products of imported models), please consult BMW authorized dealers for details.

Phoenix. BMW Auto Finance Company's detailed guide to auto loans and car purchases.

Bmw standard loan