This year, many people are facing the problem of job-hopping and unemployment. If they are temporarily short of funds, they can consider applying for employment loans, which can solve some problems. So what information do you need for employment loans? Let's briefly introduce the relevant content today. You'd better consult the customer service of the lending institution in advance and prepare it at one time to avoid trouble.

What information do you need for employment loans?

First, personal basic information

1. Identity information: ID card, household registration book, marriage certificate, etc. Both husband and wife need to provide identity documents when applying for a loan.

2. Asset information: including house (real estate license), car (driving license), investment and financial vouchers, insurance policies and other receipts.

3. Debt information: If there is a bank loan, you may need to provide a debt list and a loan contract.

4. The work certificate issued by the company and the running records printed by the bank (generally it takes more than half a year), and the self-owned occupation can print running records or Internet consumption records.

Second, the loan application materials

1. If you apply at the counter, you need to fill out a loan application form, including the loan purpose, loan amount, loan term and guarantee method.

2. Repayment plan. When some banks apply for employment loans, they need to write repayment plans and stipulate the repayment method, time and overdue consequences.

Three. Mortgage (mortgage loan required) materials

1, real estate license, land certificate, real estate and land evaluation report

2. * * * Basic information of the owner

In short, many banks have employment loans. As long as they meet the requirements, they can apply for the exam. The threshold is relatively low, and there are businesses such as real estate, cars and credit cards under the name. The loan application rate will be higher and the amount will be higher.