First, the standards of professional investors.
1, the financial assets are not less than 5 million yuan, or the average annual personal income in the last three years is not less than 500,000 yuan.
2. Have more than 2 years investment experience in securities, funds, futures, gold and foreign exchange. Or have more than 2 years of experience in financial product design, investment, risk management and related work, or are senior managers of professional investors in financial institutions approved by relevant financial regulatory authorities, certified public accountants and lawyers who have obtained professional qualifications and are engaged in financial-related businesses.
3. Pension funds such as social security funds and enterprise annuities, social welfare funds such as charitable funds, qualified foreign institutional investors (QFII) and RMB qualified foreign institutional investors (RQFII).
Second, ordinary investors.
Ordinary investors refer to investors other than professional investors. There are some differences between ordinary investors and professional investors in investment knowledge, experience and risk tolerance.
Advantages of professional investors:
1, professional knowledge and skills:
Professional investors have rich financial knowledge and investment experience, including keen insight into market trends and in-depth understanding of risk management. After professional training, I have the ability to analyze investment products and valuation skills, and can accurately evaluate the risks and potential benefits of investment opportunities.
2. Adequate information resources:
Professional investors usually have a wide range of information sources and channels, and can obtain timely and accurate market information and industry trends. This will help them make wise investment decisions and discover potential investment opportunities and risks in advance.
3. Strong risk management ability:
Professional investors have a sound risk management system, which can effectively identify, evaluate and control investment risks. They use quantitative tools and techniques to dynamically monitor and adjust the investment portfolio to reduce risks and pursue long-term stable return on investment.
4. Rich industry experience and contacts:
Professional investors have rich experience and network resources in the financial field, and can establish close cooperative relations with excellent investment managers, financial institutions and industry experts. This will help them gain more investment opportunities and in-depth industry insights, and achieve their investment goals with professional strength.