As long as there is a UnionPay logo on the POS machine, you can swipe your card. Some places in Japan already have UnionPay coverage. Please visit UnionPay official website for details.
2. Can I use UnionPay cards in Japan?
Japan can use UnionPay savings card.
UnionPay can be used in some places in Japan. You can swipe your card directly, otherwise you don't have to swipe your card. If you want to withdraw money, you still need the UnionPay logo. Make sure there is RMB in it first, and then you can withdraw it at the atm in Japan, but there may be a handling fee.
Costs related to using Japan UnionPay savings card:
1.ABC card can be used for consumption and cash withdrawal in Japan.
2. The handling fee is 2. The overseas cash withdrawal of ABC is 1% 12 yuan of the transaction amount.
3. Cash withdrawn from overseas through the network of international organizations shall be charged at 3% of the transaction amount, with a minimum of USD 3 (or equivalent in other foreign currencies).
4. Cash withdrawal from overseas through UnionPay network is charged according to the transaction amount of 12 yuan 1%.
5. Overseas cash withdrawal includes overseas early cash withdrawal, excessive repayment and RMB card overseas ATM cash withdrawal.
Overseas credit card payment methods are generally divided into foreign currency settlement channels and RMB settlement channels. All savings cards (debit cards) can only be settled by UnionPay, which is RMB. When swiping a card, you need to ask the clerk whether the store supports UnionPay. If not, it can only be settled in foreign currency, that is, credit cards, mostly in US dollars or other currencies.
However, most Japanese stores now support UnionPay cards. When using visa or mastercard, they will take the initiative to ask whether to take UnionPay. If they can bring UnionPay, they don't need to bring a visa. UnionPay exchanges foreign exchange once and settles foreign exchange twice.
The exchange rate is unified as the selling price of Hong Kong dollars listed by domestic banks against RMB on that day. Cardholder: No, you don't have to pay extra currency conversion fee. Withdrawal limit: the daily cumulative withdrawal of each card shall not exceed the equivalent of HK$ 5,000.
When paying with UnionPay card in the store, the cardholder does not need to pay any handling fee (the amount of consumption is the amount you pay). There is a handling fee for ATM withdrawals. Please consult the issuing bank for details.
3. Is there a handling fee for UnionPay card swiping in Japan?
Of course, as long as it has atm and pos with UnionPay tricolor logo in Japan, it can swipe its card across the border. At present, all domestic banks have obtained the agency relationship with overseas banks, and the UnionPay business of Chinese banks is allowed overseas. Japan is an important trading partner of China, and many people from China go to Japan. This kind of overseas bank card business is in great demand, so it is possible and very convenient to use UnionPay cards in Japan.
4. Can I pay UnionPay cards in Japan? Know almost
Yes, as long as there are three-color signs of UnionPay on ATMs and pos in Japan, you can swipe your card across borders. At present, all domestic banks have obtained the agency relationship with overseas banks, and the UnionPay business of Chinese banks is allowed overseas. Japan is an important trading partner of China, and many people from China go to Japan. This kind of overseas bank card business is in great demand, so it is possible and very convenient to use UnionPay cards in Japan. In Japan, as long as there is a shop with the China UnionPay logo, you can use your credit card to spend money.
When China tourists spend money in Japan, the currency of the price tag is Japanese yen. After the consumption is completed, China UnionPay will convert it into the equivalent RMB amount according to the market exchange rate on the day of the transaction, deduct the balance of the cardholder's US account, and immediately pass through the domestic issuing bank. The procedures and operations of using UnionPay cards in Japan are basically the same as those in China.
5. Can I use UnionPay savings card in Japan?
As long as there is UnionPay on the card, it can be used on the card swiping machine with UnionPay logo. There is no difference between a savings card and a credit card.
6. Is the UnionPay card used in Japan a savings card or a credit card?
Japan uses bank cards to go abroad: criteria for going to hengfeng bank: Huaxia Bank or Kyushu Card (debit card), JCB Yen channel credit card, card with VISA logo, and bank card covered by online banking on China website. You can also get a China bank card. Let's introduce them one by one!
Huaxia Bank Card Any debit card of Huaxia Bank has the function of withdrawing money from the bank for free every day. In other words, there is no handling fee for withdrawing money from Japan. Deposit CNY 1
When you really need some money from your parents one day, you can ask your parents to transfer the money directly to your Huaxia card in a domestic bank, which saves the high handling fee for making money in Japan.
However, Huaxia Bank is lower than state-owned banks in exchange rate. For example, the exchange rate of China Bank today is 6. 12, and that of Huaxia Bank today is 6. 15. In short, winning can't be worse.
Moreover, Huaxia Bank S has a large coverage in China, and most families should be able to do it. You can choose chip card, beauty card and business travel card.
Hengfeng bank Kyushu Card and Huaxia Bank Card are of the same nature. It is a free function of the first cross-bank withdrawal every day. This card is more recommended than Huaxia Bank LZ. Because the exchange rate of each bank is different, as mentioned above, Bank of China 6. 12, Bank of China 6. 15 and Hengfeng 6. 13 have advantages over Huaxia Bank in exchange rate.
However, considering that the coverage of hengfeng bank in China is very small, and most of it is only available in the south, if you have Hengfeng S card, you don't have to choose Huaxia Bank t.JCB Yen Channel Credit Card. JCB is equivalent to China UnionPay in Japan. JCB card can only be processed by credit card in China. At present, the domestic banks that can handle JCB cards are Bank of China, Industrial and Commercial Bank of China, China Construction Bank, China Merchants Bank and Minsheng Bank. Although all these banks can handle JCB cards, only China Bank JCB Lucky Cat Credit Card and Minsheng Bank JCB International Student Credit Card really use JCB yen channel.
It seems that ICBC also launched the yen channel in June, but it has not been confirmed. Although the others are marked JCB, they take the dollar channel. Explain the yen channel and the dollar channel: the dollar channel: when you swipe your card in Japan, you first change the CYN (RMB) into dollars, and then change the dollars into yen (yen).
There will be two exchange rate differences. Simply put, it is two handling fees. Some banks will charge an extra 1.5% currency exchange fee.
Yen channel: CYN can be directly converted into yen by swiping the card in Japan, and there is no currency exchange fee.
7. Japan UnionPay card
15 I went when I got married. Don't bring too much cash. Many shopping malls in Japan can use our UnionPay card. Direct credit card bulk consumption. Cash is usually used to go to small supermarkets or vending machines or restaurants for dinner.
I want to see you again for a few days and meet some people. If you join the group, you can have a unified meal. Once in a while, you can have a few dinners and some Lamian Noodles. A cheap bowl costs 700 yen, which is enough for men to eat. An expensive bowl is about 1000 yen, so it is very good. A set meal of fried pork chops and chicken chops, 1200 yen or so. It is recommended not to go to Chinese restaurants. First of all, Chinese restaurants are not cheap. Secondly, the taste is improved, which is suitable for Japanese tastes. Then, go all the way to Japan to eat Chinese food?
If the cash amount is suggested, it is enough to calculate at 3000 yen per person per day. Do the math yourself. Friendly reminder: remember to spend as much money as possible before returning home. It is recommended to bring a coin purse. Japan has changed so much.