First, you can't. Renminbi is not a freely convertible currency, so you must first buy foreign exchange and change it into dollars. Domestic individuals purchase foreign exchange with their ID cards at an annual rate of 50,000 US dollars, and the upper limit of overseas remittance is 50,000 US dollars per day. Bank charges in China: remittance amount 1‰, with the lowest charge in 50 yuan and the highest charge in 260 yuan.

Two. Remittance method and information

1, bank transfer draft. Bank of China provides the collection service of Citibank draft, and customers can take the draft abroad for remittance. Or the Bank of China provides a check in US dollars, but the payee's bank, account number and payee's information must be indicated. The remitter can send the check to the foreign payee, and the payee will cash it at the local bank. It takes about three days for the bank to transfer the check to the account.

2. Information to be provided for remittance: payee bank name-payee bank address-code-bank code, ABA- payee name-payee account number-generally needed in the United States. Payee address.

Extended data

Cross-border remittance method:

T/T telegraphic transfer has many currencies, is safe, fast and universal, and can be directly remitted to the payee's account, but the cost is relatively high, which is more suitable for customers who already know the payee's name, account number and bank information and have high requirements on the time and security of remittance arrival.

Credit card. Major domestic banks have launched international credit cards, or they have both RMB and specific foreign currency accounts, which can be used abroad. Therefore, if you need to carry more foreign currency funds, you can consider depositing part of it into a credit card. However, it usually takes some time to apply for a credit card, so you should apply in advance.

Refer to Baidu Encyclopedia for cross-border remittance.