China's per capita foreign exchange settlement and sale amount is equivalent to $50,000 per year (inclusive). According to the regulations of the State Administration of Foreign Exchange, the foreign exchange savings accounts of domestic residents shall not be used for enterprise settlement in principle. Remittances from overseas companies to domestic individuals cannot be recorded in the following cases in principle:

1. The other party is a securities company or an investment company;

2. Remittance postscript can be regarded as trade payment;

3. The payee declares that the money belongs to capital or trade payment;

4. Other funds that the local foreign capital management department thinks cannot be accounted for.

If the money does not belong to foreign exchange for trade and investment, it can generally be recorded, but the bank will also review the authenticity and legality of the money.

Domestic individuals receive inward remittance with the equivalent value of less than US$ 3,000. On the premise that the nature of the funds is not foreign exchange for trade and investment, banks can directly remit them to individual foreign exchange savings accounts. If the amount exceeds, it needs to be declared before it can be recorded.