I. Different definitions
1. Remittance account: Remittance account is an account that accepts overseas remittances, and can only withdraw money but not deposit money.
2. Banknote account: Banknote account is an account for depositing foreign currency cash.
Second, the use is different.
1, remittance account: remittance account, which is used to withdraw foreign currency cash, exchange it for RMB and other currencies for remittance.
2. Paper currency account: paper currency account, that is, cash account, which is used to deposit and withdraw foreign currency cash and convert it into RMB and other currencies.
Third, the exchange rate is different.
1. remittance account: the remittance account has a high exchange rate.
2. Banker: The exchange rate of paper money holders should be lower.
Extended data
A bank account is an account for depositing foreign currency cash. Remittance account is an account that accepts overseas remittances, and can only withdraw money but not deposit money. Generally, foreign exchange comes in, or wages (travel expenses) issued by the company. The main difference between banknote households and remittance households is the exchange rate, which is higher for remittance households.
In fact, overseas remittance does not need cash flow, but only the figures in the interbank account; Bankers' funds are all related to the expenses of cash storage, transportation and escort, so banks should deduct the corresponding expenses when exchanging cash for adults, which shows that the exchange rate is low.