2017 Formal Ranking These loans can put a hundred thousand hearts

Small cell phone loan APP is very hot, but the small cell phone loan APP industry is also a place where fraudulent people are prevalent, and a lot of friends have been cheated when using the cell phone loan APP. So what are the reliable ones? Come to give you a summary of the 2017 regular APP list.

One, pat loans

When it comes to the ranking, then pat loans are absolutely indispensable. Pat Loan was founded in June 2007, and by the end of 2016, the registered users reached 32.61 million, which is one of the largest online credit lending platforms in China. The first borrowing amount of pat loans is between 1000-10000 yuan, you need to provide personal basic information, ID card and other picture information, up to 200,000 yuan for individuals, up to 1 million yuan for enterprises, the fastest 1 day to the account.

Second, the immediate consumer finance

The immediate consumer finance is the first online and offline combination of Internet consumer finance company, mainly for domestic residents to provide personal consumption financial services. Immediately consumer finance products have immediately loan and immediately wallet, immediately loan maximum amount of 50,000, interest is relatively low, reliable and safe, belongs to the more popular popular popularity of the product, immediately wallet is the platform, suitable for short-term users to use, immediately installment is the installment product.

Three, Ping An i loan

Ping An i loan is a cell phone loan software under Ping An P&G, as a product of Ping An, the formal nature of the natural self-evident. Ping An i loan loan speed is relatively fast, the fastest 3 minutes can be resolved, at the same time the application requirements are not high, is trusted by the young people loan products.

Four, ICBC Rong e loan

As a product under the big sign of ICBC, ICBC Rong e loan in the formal ranking is naturally an absolute high-quality product. The loan amount of ICBC Rong e loan is between 6-800,000 yuan, which is a fairly good amount of cell phone loan platform, the general amount of about 40,000 yuan, mainly based on the applicant's repayment ability, creditworthiness and repayment record to decide, the better the creditworthiness of the user the higher the amount of the user will be.

Five, CITIC with the loan gold

CITIC with the loan gold is a short-term cash lending product of CITIC Bank, in the top ten regular list is naturally considered a high-quality product. No need any collateral, the audit is also relatively fast, CITIC with the loan gold both in the audit and lending procedures are very complete, and is very formal.

Six, ICBC Yat Loan

The bank's of course are all very formal, in the 2017 formal ranking will also be the top. ICBC Yat Loan is very popular, ICBC Yat Loan's interest rate in accordance with the People's Bank of China stipulated the same period of the same class of loan benchmark interest rate floating 10%.

Ranking of the Top 10 Formal Online Lending Platforms

10 Formal Online Lending Recognized by the State?

The top ten formal online lending platforms recognized by the state are: 1, Ping An HP, 2, Jingdong Finance, 3, Suning Finance, 4, Pat Loan, 5, Particle Loan, 6, Chanting, 7, Xiaomi Borrowing, 8, 360 Borrowing, 9, Rich Flower, 10, Zhaolian Good Term Loan

1, Ping An HP

Ping An HP is an online lending platform under the banner of Ping An of China and its safety is quite reliable. The degree of security is quite reliable. It also has a lot of loan products under its bent, such as: i loan, life insurance loan, excellent home loan, car owner loan, homeowner loan, etc., users can choose according to their needs.

2, Jingdong Finance

Jingdong Finance belongs to the Jingdong platform, Jingdong Finance's white and gold bars can help people in need of borrowing, white amount is small, gold bars borrowing amount is relatively high.

3, Suning Finance

Suning Finance should be familiar to many people, the main loan products for Suning Renxipai. The loan amount can be as high as 200,000 yuan, mainly because of the low threshold for applying for the amount of money to meet the adults over eighteen years of age, credit report without bad records can apply.

4, pat loan

Pat loan is also a fairly reliable online lending platform, it is understood that he has been in existence for ten years history, and has been listed in the United States, pat loan loan amount can be up to 200,000 yuan.

5, particulate loan

"Particulate loan" is the first domestic Internet bank micro-banking for WeChat users and mobile QQ users to launch a pure online small credit revolving consumer loan products.

Microchip Loans uses an official invitation system, and invited users can see the "QQ Wallet" in mobile QQ and "WeChat Pay" in WeChat. "The first thing you need to do is to get a good deal of money to pay for the work you're doing, and then you'll have to pay for the work you're doing. At present, as long as you can meet the Alipay Sesame Credit Score of 600 or more. Then you can apply for a loan amount ranging from 1000-300000 yuan.

7, millet loan

It belongs to the millet financial home lending products, providing installment services, the application process is slightly more cumbersome, but support as you borrow, overall, reliable.

8, 360 lending

It is mainly characterized by fast lending speed, low application threshold, the daily interest rate of the loan is as low as 0.027%, converted into an annual interest rate of 95%, do not need to be how complicated the application process, the fastest after the application of a minute mortgage, support with the borrowing and repayment.

9, have money to spend

Baidu's loan platform, according to the different loan business, can meet the various needs of different borrowers, borrowing is simple, the main thing is that the interest rate is low, support with borrowing.

10, Zhaolian good period loan

It is Zhaolian consumer finance lending services launched, has been a long time to occupy the top ten of the formal online loan, the platform of the formal nature of the self-evident, the loan amount is generally 20,000-200,000 yuan or so. And the amount can be used on a revolving basis over a period of 3 years.

2017 Loan Software Ranking, Top 10 Credit Loan APP Ranking

Mobile phone loans have gradually replaced traditional loans and become a popular type of Internet finance nowadays, and users only need a cell phone to get a loan. There is no need to queue up, no need to care about other people's eyes, the bank in the palm of your hand can apply for a loan anytime, anywhere, and today we have a list of the most popular credit loan apps, and we have compiled a list of the top 2017 loan software.

1, Jingdong Guangyuan credit wallet

Jingdong has also come out with a credit class loan platform, as long as the white credit score of 85 points or more, then you can apply for this, the amount of up to 10,000 yuan, the amount of money is fast, reliable.

Loan amount: 2,000 yuan - 10,000 yuan

2, immediately financial

This company is the China Banking Regulatory Commission approved the establishment of a national financial institution with a consumer finance license, which has immediately loan, immediately wallet two popular products, so by a lot of people's attention, the application conditions are also very simple, the age of meet the conditions, have a job income proof can be, and most importantly, students can also apply for Oh! The most important thing is that students can also apply for oh.

Loan amount: 1000-8000 yuan.

3, Ping An HP loan

Ping An's financial institutions specializing in personal consumer loans, there are Ping An i loan, emergency wallet, oxygen loan and other credit loans, which Ping An i loan claimed 3 minutes to discharge, to understand a little bit, the interest rate is very low, the threshold is not too high, but you need to refresh the quota from time to time every day, you may be careless quota will be snatched up.

Loan amount: 1,000-3,000

;4, I come to the loan

The hottest and most popular loan products, with the Sesame Score, social security, provident fund, credit card can be processed, and its many credit loan products, can meet the loan needs of different users.

Loan amount: 3,000-20,000 yuan

5, Jiexin

Jiexin Consumer Finance is specializing in small credit loans, there are a number of businesses such as cash loans, consumer loans, installment products, etc., and you can apply for the two major types of services: merchandise loans and consumer cash loans.

Loan amount: 500-50000 yuan

2017 top ten online loan platform list

Now when people are in urgent need of money, in addition to the traditional banks and loan companies, there is a new way of lending money, that is

. Borrowing money online is fast and convenient, saving borrowers a lot of time, but now there are many online lending platforms, online lending platforms in the end which is good? Today we summarize the 2017 top ten online loan platform ranking, hope to help you.

One, Lujinsho

Lujinsho's full name is Shanghai Lujiazui International Financial Assets Trading Market Co. The company's registered capital is 83,667,000 yuan, and the online lending platform was officially launched in January 2012. Lujinshi has, its safety is beyond doubt.

Two, Hongling Chuangtou

Hongling Chuangtou, full name of Hongling Chuangtou E-commerce Co, Ltd, officially launched in March 2009, focusing on doing Internet financial services so far has reached 7 years. As of March 2, 2017, the number of registered people exceeded 1.44 million, and the total transaction volume exceeded 226.9 billion yuan. More than 40 provincial branches have been set up across the country, and Internet financial experience stores have been set up in major cities. As a domestic Internet financial services platform established more than 7 years, Hongling Venture Capital always puts the protection of investor interests in the first place, with the first principal advance payment model in the industry was developed rapidly, and won a good reputation among investors.

Three, Renren loan

Renren loan is a person to person small amount of lending as the main product online loan platform, Renren loan is China's earliest Internet-based P2P network lending information intermediary organization since its establishment in May 2010, Renren loan service has covered more than 30 provinces of more than 2,000 areas of the country, serving hundreds of thousands of borrowing customers, and successfully helped them obtain financing through credit applications. It has served hundreds of thousands of borrowing customers, successfully helping them obtain financing and borrowing through credit applications.

Four, PaiPaiLoan

PaiPaiLoan is China's first P2P pure credit unsecured network lending platform, PaiPaiLoan was founded in June 2007, the company full name "Shanghai PaiPaiLoan Financial Information Service Co. The team of PaiPaiLoan is a team full of dreams. The founding team comes from Microsoft and other famous companies. While striving to create value for users, the team of PaiPaiLoan is also striving to realize its own value.

V. Ping An P&W

Ping An P&W is a business cluster under Ping An Insurance (Group) Co. Adhering to the brand concept of "trust is power", it provides better loan services to the majority of small and micro-enterprises and individual customers with innovative technology and excellent customer experience, and creates a consumer finance brand trusted by global loan customers.

Sixth, Huijin

Huijin is the sunshine insurance initiated the establishment of the Internet financial platform, was founded in April 2015, Huijin is committed to individuals, enterprises, financial institutions to provide financial assets trading information services, to create a comprehensive Internet financial services platform. Service object for the majority of qualified investors to provide diversified investment and financial management options, for personal consumption and small and medium-sized micro-enterprises to provide financing channels, for non-standard financial assets to provide a transparent and convenient transfer platform.

Seven, Yirendai

Yirendai is China's online financial services platform, by Yixin 2012. Through the Internet, big data and other scientific and technological means, Yirendai provides credit borrowing consulting services for urban white-collar people in China, and provides financial consulting services for investors through the Yirendai online platform.On December 18, 2015, Yirendai was successfully listed on the New York Stock Exchange in the U.S., making it the first Chinese Internet finance stock listed overseas.

VIII.

Eight, easy loan network

Easy loan network is one of the most professional Internet financial platforms in China, combined with the development of financial inclusion and Internet technological innovation, for individuals and small and micro-enterprise groups to provide professional and fast loan services, to help them solve the problem of financing difficulties. As of the platform covers 371 cities across the country, with more than two million registered users, and provides tens of billions of dollars of loan services for all kinds of customers every year.

Nine, you I loan

You I loan is a network lending information intermediary platform, founded in June 2011. With a registered capital of RMB 100 million, YouMeLoan aims to establish an efficient, transparent, safe and convenient Internet financial service for small and micro business owners or individuals with financing and investment needs.

Loan platform best use of the first few which

Loan platform list top ten, loan platform best use of the first few which:

1, Alipay - ants borrowing

Ant borrowing is Alibaba's a loan product used for personal consumption, in the borrowing on the borrowing money can be The first thing you need to do is to get your hands on some of the most popular products and services in the world, and then you'll be able to get your hands on some of the most popular ones.

2, micro-credit - particulate loan

Particulate loan is a micro-bank loan products, in the micro-credit application is very convenient, enter the micro-credit after clicking on the "my" - "payment", you can see the particulate loan borrowing entrance, according to the user's comprehensive qualifications will be given to the user. The comprehensive qualifications of the particulate credit will be given to a certain credit limit, daily interest, as borrowed, you can also use the equal principal repayment method, every month from the borrowing bank card repayment.

3, Baidu - money flower

Money flower is a personal consumption loan product under the Du Xiaoman (former Baidu Finance), online application, no collateral, the fastest 30 seconds to complete the approval, the fastest 3 minutes to release the money, the loan can be repaid in advance, the amount of up to 200,000, the minimum daily interest rate of just 0.02%.

4, Suning - Renxin

Renxin new user interest-free period is not short, the highest can be interest-free 30 days, the daily interest rate is also the lowest from 0.02%, you can pay back in advance, the maximum amount can reach 300,000, online application, the system automatically approved, the fastest 3 minutes out of the quota, do not use the quota is not charged.

The above is for reference only and does not make any loan recommendations, online lending is risky, the choice needs to be careful!

Before my own business turnover needs, used a few products, my first application is the degree of small full of money flower (former Baidu Finance), just 10W whole amount (platform maximum support 20W), interest is also very low (annualized minimum 7.2%), or relatively low. All of them were raised in 12 installments.

Baidu Finance is a formal licensed consumer finance company, the application process and the whole account does not require any fees.

Du Xiaomang - money flowers (second approval) click on the online measurement

Du Xiaomang - money flowers special attention:

1, money flowers out of the amount of money as soon as possible after the cash, because a long time between the amount of money may be invalidated.

2, withdrawing the best full amount of money, because I read other people's posts, if you withdraw too little, the system wind control may mistakenly think you need (or re-determine that you are not a high-quality customer) and lead to be rejected in the withdrawal of cash link, at least 60% of the more secure.

Baidu Finance supports free early repayment anyway, when you use a few months if you don't need it, you can choose to settle early, how long to use how long the interest rate, there is no loss to us, first ensure that it is raised again.

My second application is 360 lending, after all, are big platform, so it is a priority to apply for, the amount is 5.5W, the interest rate and have money to spend about the same.

The maximum loan amount for 360 Loan is 200,000 dollars!

Click on the online quota measurement

The application of 360 also has a technique, at the beginning of the simple fill in the information out of the quota is just a basic quota, such as 5000, 1W5, etc., if you feel that the quota is not enough to use, you can first do not withdraw cash, go directly to apply for the inside of the Zunxian loan, which is a large amount of, as long as you have the basic quota, Zunxian loan will be over and the amount will be The actual fact is that the actual amount of money that you'll be able to spend on your own will be a lot more than the amount of money that you'll be able to spend on your own. I'm not sure if you're going to be able to get a good deal on this, but I'm sure you're going to be able to get a good deal on this, and I'm sure you're going to be able to get a good deal on this, and I'm sure you're going to be able to get a good deal on this.

The introduction of the 2017 loan platform ranking is chatting here.