To.

Buying a car in installments is of course to look at the credit, installments to buy a car is actually the same as a loan to buy a car, so it is certainly to look at the credit, just installments to buy a car is the owner of the car designated by the bank to handle the installment procedures, if the cooperation of the bank inquired about the user has a bad credit record, bad credit, then the bank will not give the user to lend money, can not be installments to buy a car. Note that the formal lending institutions will look at the credit, so be sure to maintain a good credit record, to maintain good habits of keeping appointments.

Expanded Information:

Notes on buying a car in installments:

Applicant makes an The applicant's loan application, the dealer's preliminary examination of the applicant's loan qualification and sign the opinion, the dealer's review of the applicant's loan qualification, the bank's preliminary examination, after the audit, the dealer and the applicant to sign the purchase contract, the applicant to pay the down payment, fill out the vehicle acceptance handover sheet, mortgage, notary public, insurance, etc., the bank release, the applicant to pay off the loan in full and on time.

The borrower must make a good repayment plan in advance when applying for a car mortgage loan through a 4S store to avoid a late payment that will lead to a bad credit record. So when you buy a car on a mortgage in a 4S store, be aware that when you apply for a loan, you must prepare the information required for the loan, as far as possible, to provide a good proof of income as well as another valid proof of financial strength, in order to ensure that the loan goes through the approval process smoothly.

Baidu Encyclopedia - Car Purchase Installment