1, you can directly skip the installment music risk report belongs to the charge service, but it is not mandatory that users must buy the service.
If the user does not need to know the personal risk situation, then after submitting the loan application, the page pops up the risk report, the user can directly choose to skip.
The direct skip will not affect the user's loan review result.
The fact that the user has purchased the risk report does not directly help the user to pass the installment loan audit.
Whether or not the user can pass the installment loan audit is subject to the final audit result of the system.
2, buy this service users want to understand the personal risk situation, you can choose to pay for the risk report.
As long as the user pays successfully, the subsequent risk report will not pop up again.
The pop-up risk report does not mean that the user's application for a loan will not pass the audit, this is an optional paid service, please choose whether to pay according to the needs of the user.
If users do not know their personal credit status, then they can try to check the risk report so as to understand the probability of success of this loan application.
Warm tips.
Purchasing a risk report is similar to users querying their own online loan big data, users can only assess the personal risk associated with the risk report, and can not increase the probability of the user through the loan audit.
The user has a higher probability of passing the loan audit only if he/she has good credit qualifications and meets all the borrowing conditions of the installment.
The content of the risk report is for your reference only, and does not represent a commitment to your loan.
When a user purchases a risk report, the loan application may still be rejected.
The risk report serves as an aid for users to understand their credit qualifications and to solve problems based on the risks indicated in the risk report.
After the problem is solved, the user's overall personal credit score increases.
And after the personal credit score is increased then apply for installment leasing, so that the probability of passing the loan review can be increased.
And not purchasing a risk report will not affect the user's ability to apply for an installment loan, and whether or not they can pass the loan review will still be subject to the system's final review results.
If you want to check your online loan data report, which includes your credit score, whether you are blacklisted, and other important data, you just need to find the "Beitian Quick Check".
Expanded:
Can I use my car loan card as a credit card after paying it off?
Car loan cards can't generally be used as credit cards after they've been paid off.
The car loan credit card, which is used specifically for buying a car, is generally a credit card that can only be used to pay off the car loan, which means that it can only be used for depositing money but not withdrawing it.
Generally, it is only used as a one-time installment, and the credit line will automatically expire after the car loan is paid off, so it can't be used as a regular credit card.
Of course, if the credit card itself is used to make installment payments, it can be used as a regular credit card after it is paid off.