All loans and credit cards depend on credit reports. Many people don't know what credit reporting is, and if they don't pay attention to maintaining their own credit, they will regret it later.

Credit information is a big data system. Everyone's default, overdue and repayment will be uploaded to this system as reference data for future loan companies, so why do some people owe money to a company and can't borrow money anywhere?

Others don't pay back their debts, thinking that no one knows his past. In fact, it was the loan company that judged that it could lend it to him after comprehensively weighing his income, borrowing purposes and other factors. Just released the money.

The calf staging from billing to auditing and lending is purely online, and all data will be collected and entered into the credit information system. People who refuse to pay their debts should not take risks. If you really need to borrow money in the future, don't blame that you can't borrow it anywhere, and even your credit card can't be approved.