The materials required to apply for S-shop auto loan include: valid personal identity card, household registration certificate or long-term residence certificate, proof of car purchase intention issued by auto dealers, relevant materials for providing guarantee for purchased vehicles by other means other than mortgage, proof of rights including pledge, proof of ownership and evaluation of mortgaged property, and letter of intent for third-party guarantee, etc. Loan purchase process

What information do I need to apply for a car loan in a 4s shop?

The materials required to apply for S-shop auto loan include: valid personal identity card, household registration certificate or long-term residence certificate, proof of car purchase intention issued by auto dealers, relevant materials for providing guarantee for purchased vehicles by other means other than mortgage, proof of rights including pledge, proof of ownership and evaluation of mortgaged property, and letter of intent for third-party guarantee, etc.

Loan purchase process:

1. Handle mortgage loan business. Generally speaking, 4S stores will recommend some mortgage loans, which can be selected according to the specific situation, or you can contact the bank to handle it yourself.

2. Fill in the loan qualification form. Including banks that want to mortgage loans, sign bank loan guarantee contracts, handle notarization and submit mortgage registration applications.

You need to sign a car insurance application form, and these materials need to be handed over to the backstage staff. Then the insurance company is required to issue a policy, and then the bank collects the down payment according to the sales agreement.

4. Go to the dealer to get the license, and you need a certain fee when you get the license.

5. Repay on time. Pay to the bank on time every month, and don't overdue, otherwise it will affect personal credit information.

How to handle the car loan in 4s shop?

How should I apply for a car loan from Shop 4? This 4S shop is called 4S Automobile Sales & Service Co., Ltd., which is an automobile sales enterprise integrating automobile sales, accessories, after-sales service and information investigation. Now more and more people want to borrow money to buy a car, and they will choose to borrow money from 4s stores. After all, it's more convenient. So, how to apply for a car loan in a 4s shop? Next, Bian Xiao will tell you something.

4s shop car loan processing flow:

1. Details of the loan application materials submitted by the lender to the bank;

2. The bank conducts a preliminary examination of the application materials submitted by the borrower;

3. The bank conducts credit investigation and customer evaluation on car buyers;

4. If it passes the preliminary examination and credit investigation of the bank, the loan application will be approved;

5. After the customer's qualification and information have passed the examination, you can sign contracts, handle mortgage registration and insurance procedures, mortgage contracts for vehicle loans, banks, customers, automobile sales contracts, automobile dealers, customers and banks; If it fails to pass the examination and approval, the bank will explain to the borrower;

6. After the loan contract comes into effect, the handling bank will issue the loan, and the whole approval process will take 3-5 working days. Take the way of bank earmarking, that is, according to the contract, the handling bank will directly transfer the loan to the 4S shop account where the borrower buys the car.

7. Handling car pick-up procedures: The borrower pays the down payment to the car dealer, handles the car pick-up procedures with the car pick-up form issued by the bank, and gives the car a license. After the license plate is signed, the vehicle license plate, invoice, insurance policy, driving license, ID card and household registration book will be handed over to the bank, and the driving license, ID card and household registration book will be returned after being mortgaged by the bank. What information do I need to apply for a 4s shop car loan? How to apply for a car loan in a 4s shop @20 19

Second, what do 4S shops need to buy a car with a loan?

Hello, if you buy a car through a loan, you usually need to provide your personal ID card and bank account.

Third, what information does a 4s shop usually leave for a car bought with a loan?

Information that 4s stores should provide to customers on the day of mortgage purchase and car delivery:

1, body invoice, purchase tax invoice and license plate invoice;

2. If you buy insurance and boutique accessories, you must also have insurance invoices and boutique invoices; The word "Mortgage" is a cantonese transliteration of the English word "mortgage", which refers to obtaining a bank loan with real estate and other physical assets or securities and contracts as collateral, and repaying the principal and interest in installments according to the contract. After the loan is paid off, the bank will return the collateral. Mortgage means that the mortgagor takes the mortgage beneficiary of property right transfer as the repayment guarantee. After the mortgagor pays off the loan, the beneficiary immediately transfers the property rights involved to the mortgagor. In this process, the mortgagor enjoys the right to use the property. As a kind of mortgage loan, mortgage loan has its own risks for banks.