1, endogenous financing;

2. Bank loans;

3. Equity financing;

4. Corporate bond financing;

Second, financing channels under the new situation

1, private placement and refinancing;

2. Corporate bond financing;

3. Convertible corporate bond financing;

4. Separable convertible bond financing;

5. Short-term financing bill financing;

6. Portfolio loan;

7. Trade financing;

8. Entrusted loans;

9. Project financing

Financing methods include issuing stocks, bonds and borrowing financing. Among them, the financing method of issuing stocks and bonds can raise more funds and be more open, but the disadvantage is that the procedures are more complicated and the time is longer; The way of borrowing and financing is more convenient, but the financing funds are less.

The laws and regulations related to enterprise financing in China are: 1. The enterprise shall support and cooperate with the board of supervisors to carry out current supervision according to law, and provide the information needed for supervision and inspection in a timely and comprehensive manner; 2. The enterprise and the board of supervisors shall strictly abide by the relevant confidentiality provisions to prevent the disclosure of confidential information; 3. The board of supervisors shall strictly implement the code of conduct of "six musts and six noes", abide by the relevant work systems of enterprises, fulfill their duties, supervise according to law, and be honest and self-disciplined.

The legal issues involved in financing mainly include the following eight aspects:

First, the legal subject status of the financier. According to the law, as a contractor of an enterprise, it only has the right to contract management and has no right to deal with major issues such as investment and financing of the enterprise. Since the enterprise is run by the county, it is likely to be a state-owned enterprise. Whether state-owned enterprises need financing is decided by enterprises or shareholders, that is, by local state-owned assets management departments.

Second, the legal subject status of investors. According to the law, the representative office shall not engage in any business-related activities. Therefore, the representative office has no right to sign any investment and financing contracts.

In addition, China laws prohibit foreign investment in the development of certain mineral resources. At the same time, it should be pointed out that these foreign-funded companies or representative offices easily agree to sign so-called joint venture and cooperation agreements without detailed investigation and verification of the qualifications of investment projects and financiers, and ask financiers to pay deposits or other various fees. The financing party should seriously investigate and verify the situation of the financing party to prevent being deceived.

Legal basis: Article 11 of the General Rules for Loans in People's Republic of China (PRC): The loan term shall be determined by the borrower and the lender through consultation according to the borrower's production and operation cycle, repayment ability and the lender's capital supply ability, and shall be specified in the loan contract.

Generally, the term of self-operated loans shall not exceed 65,438+00 years, and those exceeding 65,438+00 years shall be reported to the People's Bank of China for the record. The longest discount period of bill discount shall not exceed 6 months, from the discount date to the maturity date of the bill.