The difference between lightning loan and good loan is: 1. Borrowing objects are different; 2. The amount is different; 3. Different interest rates; 4. Different treatment methods. As an online loan business, lightning loan mainly serves entities to ease the difficulty of capital turnover; Good loans are different, mainly serving personal loans. The amount of lightning loan is relatively high, up to 200,000 yuan. Because the term loan is a personal loan, its amount is relatively low, and the maximum amount is 50,000 yuan.

What is the difference between a lightning loan and a good loan?

The loan principal of lightning loan is large, the risk of service object is small, and the interest rate is relatively low, with daily interest rate 1200. The interest rate of good-term loans is determined according to personal credit, and generally fluctuates between 30,000 and 90,000. Customers of lightning loan need to have a card at China Merchants Bank, and those with good credit can try to handle it. Good term loans are different. There is an age limit, and a bank card of China Merchants Bank is required, and the credit record is relatively good. If you want to apply for a lightning loan, you only need to do business in China Merchants Bank. You are a card customer of China Merchants Bank, and your personal credit is good, so you can apply. If you want to apply for a good term loan, you need to be between 2 1 and 50 years old, have been in China Merchants Bank's mobile banking for more than six months, and have no bad credit record on your personal credit report. After reading these differences, you can choose the most suitable loan reasonably according to your own economic situation and capital demand.