The employees in Yu 'ebao mainly have the following benefits: interest-free loans to buy a house, discounted cars in 4S stores, the whole dining hall in 2 yuan, platinum rings for old employees, free physical examination for parents every year, and collective wedding in Ali Day.

The emergence of Yu 'ebao has expanded the channels for public financial management. Under the influence of Yu 'ebao's powerful fund aggregation effect, major banks have launched similar Yu 'ebao products to meet the challenges, such as Ping An Bank's Ping An Ying, Minsheng Bank's Ruyibao, China CITIC Bank's joint venture with Xincheng Fund, Industrial Bank's Xingyebao and shopkeeper's wallet. These banks are the monetary funds cooperated by Otawa Bank of Baby Corps and fund companies.