The provident fund loan is a financing method for buying a house. If it is broken after buying a house, it may involve a series of problems. The following are detailed answers:

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1. Possible impact of breaking off diplomatic relations after buying a house

1.1 Status of loan account: If you do not continue to pay provident fund after buying a house, the status of loan account may be abnormal. This may have a certain negative impact on credit records and affect future credit loans and other businesses.

1.2 interest and penalty interest: according to the provident fund loan contract, the buyers need to repay in full and on time, which may lead to the accumulation of interest and penalty interest if the relationship is broken. This will increase the economic burden on buyers.

1.3 loans overdue problem: If the provident fund loan is not paid for a long time, it may trigger loans overdue, affect the credit status of the buyers, and even lead to legal disputes.

second, how to deal with the problem of breaking off diplomatic relations

2.1 contact relevant departments: after breaking off diplomatic relations, buyers should take the initiative to contact the local provident fund management center or relevant departments to understand the specific situation, explain the reasons and strive for a reasonable solution.

2.2 understand the solution: property buyers can understand whether there is a solution for renewal, and some areas may provide a certain grace period or solution, so property buyers can fully understand the relevant policies.

2.3 seeking professional advice: if property buyers encounter difficulties in dealing with problems, they can seek professional legal and financial advice to ensure that the measures taken are legal and reasonable.

To sum up:

A series of problems may arise when a property buyer breaks off diplomatic relations after buying a house, including the negative impact of credit history, the accumulation of interest and penalty interest, and the loans overdue problem. Property buyers need to take the initiative to contact the provident fund management center or relevant departments to understand the solution and strive to reach a reasonable solution.

Legal basis:

- Article 14 of the Regulations of the People's Republic of China on the Administration of Provident Funds: The housing provident fund management center shall use the housing provident fund for employees' housing-related expenses such as purchase, construction, renovation, overhaul, payment and repayment of housing loans.

- article 247 of the contract law of the people's Republic of China: if one of the parties breaches the contract, which makes the contract unable to achieve its purpose, the other party may request to terminate the contract.