First, there should be no problem with your credit. Secondly, you should be able to show your ID card, household registration book, marriage certificate and other complete personal information. Then you need to provide your income certificate, such as the running water of the bank and the income certificate issued by the company. At the same time, the bank will evaluate and review some of your information, such as the use of funds and the source of repayment. At present, many banks and other institutions still need your guarantee or mortgage. I am engaged in credit work. You can ask questions online at 2530740 1 14.

2. What's the procedure for getting a loan of 10,000 yuan from the bank?

Guarantee or mortgage, as follows:

1, three secured loans

The three business economic entities are linked by their respective business certificates, guaranteeing each other and lending to banks;

Requirements for loan procedures: provide your own identity certificate, household registration book, marriage certificate, industrial and commercial certificate, tax payment certificate, cash flow, business status and other relevant certificates, and the repayment person is the person in charge of each business;

2. Mortgage loan

Mortgage loan with real estate refers to applying for loan with real estate (real estate) as mortgage and business enterprise (industrial and commercial license) as lender.

Requirements for loan procedures: identity certificate of the lender's husband and wife, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), business license, tax registration certificate, income certificate, bank capital flow and house evaluation report;

3. What are the conditions and procedures for going to the bank for a loan of 10000 yuan now?

If you have real estate, cars and other property, you can apply for mortgage payment. If you have a fixed income, you can apply for credit payment and take my ID card to the bank.