1, 360 IOUs approve users with the help of modern information technology and Internet big data, which belongs to credit microfinance products. If there is no quota, it is likely that the application failed, possibly because of consumption, credibility and other problems, or there may be problems with the system. I suggest you fill in your personal information carefully and reapply to see if there are any places.

This high credit card can realize your dream! Light up your dreams! !

3. If there are no restrictions, it should be that the approval has failed, and there are many cases of visa refusal: 1. The credit card is overdue for three consecutive times; 2. The monthly payment is overdue or unpaid; 3. The monthly car loan is overdue or unpaid; 4. The loan interest rate is raised, and the "monthly payment" is still paid according to the original amount, resulting in overdue interest; 5. Water, electricity and gas charges are not paid on time; 6. Personal credit card appears malignant tx.

Behavior; 7. Credit card overdrafts and mortgage loans are not repaid on time; 8. Providing guarantee for a third party, and the third party fails to repay the loan on time.

For more information about why there is no limit for 360 IOUs, please visit: See More.

Why can't I see the limit of 360 IOUs?

1. Unlock glory 9x first. In the Android 9 system, click 360 IOU to enter, as shown in the figure below.

2. After entering the interface, click Login/Register to complete the login of 360 IOU account.

3. After entering the main interface, click on the top to borrow money to enter, as shown in the figure below.

4. After entering the interface, apply for the quota, complete the input of information such as face authentication, real-name authentication, bank card binding and common contacts, and click Continue to apply for entry.

5. After applying for the quota successfully, you can see the available quota of 360 white bars. In this way, the lines of 360 IOUs were successfully queried.

Why did the 360 loan suddenly disappear?

First of all, answer directly.

There is no limit for 360 IOUs, which may be caused by the following reasons.

Second, the specific analysis

1. The credit report is tainted.

For example, if you use 360 IOUs, the loan is not repaid before the repayment date expires. After the expiration, the platform will take risk control measures to temporarily restrict the use of credit lines.

In addition, other credit products will also leave a record of non-performing loans on the credit report. In this case, if you apply for 360 IOUs, the platform will find overdue records, and in order to control risks, the use of credit lines will be temporarily restricted.

2. The income does not meet the requirements.

The platform naturally hopes to repay as agreed. A stable and sufficient source of income is an aspect that the platform is very concerned about. If the income changes greatly when applying for a loan, the platform will not let the loan amount be used to control risks.

In this case, you can raise your income level, and be more cautious when applying for a loan if your income is not enough, because the probability of loans overdue will be higher.

3. The debt ratio is too high.

When applying for 360 IOUs, if there are still loans that have been applied for before, or other loans have not been repaid, the debt ratio is high, which shows that the economic ability is not good and there will be a greater risk of overdue in the future. In this case, the platform will not grant the loan amount.

In order to avoid greater repayment pressure in the future and not affect their credit activities, it is necessary to control their debt ratio at a good level, for example, it is more scientific to control the debt ratio below 50%.

4. The personal information of has expired.

When applying for a loan, you need real-name authentication and face recognition, and you need to upload your ID card.

If your ID card expires, the platform will temporarily restrict the loan application, and then submit the loan application after updating your identity information. Generally, there will be no problem.

5. Illegal use of 360 IOUs.

Although the amount in the 360 loan can be used, there are certain rules for its use. You can't manage money with loans, and you can't buy a house with loans. Once this situation is discovered by the platform, it will be regarded as a breach of contract and the liability for breach of contract will be temporarily frozen.

In this case, you can wait for the platform's risk control measures to pass before contacting the platform's customer service, or you may resume your loan line.

6. The credit funds of the platform are insufficient.

For example, sometimes there are more people applying for 360 IOUs, which consumes a lot of credit lines in a short time. In this case, the platform does not have enough funds to arrange loans, so it can wait for a period of time before applying for loans, so that the platform can allocate enough quotas.

7. The system update temporarily closed the loan channel.

When the platform updates and upgrades the system, the loan channel will be temporarily closed. In this case, you can't borrow it temporarily, and you need to wait until the system is updated.

8. The network environment is abnormal, and there is a risk that the account will be stolen.

If you apply for a loan in an unsafe network environment, it may trigger the risk control measures of the platform and directly refuse the loan application.

In this case, it is good to apply for a loan in a safe network environment.

9. Do not have full capacity for civil conduct.

For example, you may not be able to bear any debt responsibility for physical reasons. In this case, 360 IOUs will not give credit lines.

It can be seen that there may be many reasons why there is no limit on 360 IOUs. According to your actual situation, you can see where the problem lies and whether there are any good solutions to make your comprehensive qualifications meet the requirements of the platform as much as possible.

If you have overdue records online, or have loan records from multiple platforms, your records will be subject to big data risk control. When your online lending platform often rejects you, even the flower garden will close. If there is any abnormality in your online hacker data, you can find that Xiaoqi Credit Information can get your own big data and credit status, various index data, and you can query your own personal credit status, blacklist, online loan application record, application platform type, overdue amount, whether there are arbitration cases and other important data information.

Third, can I borrow the 360 loan again if I haven't repaid it?

360 IOUs have not been returned. As long as there is a loanable amount on the page, users can apply for a loan again.

Of course, there is a loan amount on the page, and users still need to pass the loan review when applying for a loan again.

Because the user's credit qualification status will change, the system will review the current credit qualification status of the user, and it is normal for the loan review result to change.

In other words, users can apply for 360 IOUs before, which does not mean that they can always apply successfully in the future.

Users need to maintain a good credit record and a repayment record of 360 IOUs for a long time before they can pass the next loan review.

As for the arrears before the 360 loan, users should also pay attention to repayment on time. Failure to repay on time will result in overdue records and overdue interest.

360 IOUs support advance payment. After prepayment, the loanable amount will be restored. With the loanable amount, users can apply for loans.

However, the user does not meet the conditions of 360 IOUs, and there may be no loan amount on the page after repayment.

Why can't I see my quota when I apply for a 360 loan?

First of all, answer directly.

360 IOUs do not show the limit. Many times, the comprehensive score of users is not up to standard. The following methods can effectively improve the comprehensive score of users.

Second, the specific analysis

1. Repay on time and maintain personal credit information.

Whether you use 360 IOUs or other loan products, you must repay on time during the use process to maintain personal credit, because personal credit is an important indicator of system audit.

2. Reduce the personal debt ratio in credit reporting.

Excessive personal debt ratio will also affect the system score.

3. Increase the bank flow, show your economic strength to the system, and prove that you have enough repayment ability, which is also conducive to approval.

4. Update and improve personal information in time.

If 360 IOUs are not used for a long time, it will lead to the expiration of personal information, which will affect the approval of loan lines.

5. It may also be because of system upgrade that the quota temporarily disappears.

In this case, the quota will be restored after waiting patiently for the system to recover.

If you want to have a long-term stable 360 loan amount, then you must use more 360 loans, repay on time, and maintain personal credit information for a long time.

Just search: Bei Jian check it quickly. Click Query, enter information, and find your own big data report under the 100-line credit inquiry portal. The big data query platform has basically docked 98% of online lending platforms, and the queried online lending data is very comprehensive and accurate. Will display the user's network black index score, you can intuitively see whether the user is a network black account.

3.360 What are the reasons for the failure of IOU application?

The reason why the application for IOU failed.

1. The applicant is under the age of 18.

2. The applicant is over 55 years old.

3. The applicant is a college student.

4. The applicant's debt ratio is too high.

5. The applicant's repayment ability is insufficient.

6. The applicant has no stable job and income.

7. The applicant has a bad personal credit record.

8. The applicant cannot provide valid identity documents.

The above reasons will lead to the failure of users to apply for 360 IOUs. Therefore, before applying for 360 IOUs, users can first evaluate whether they meet the application conditions of 360 IOUs. If they meet all the application conditions, they will have a certain chance to apply for a loan and pass the examination.

If the application conditions are not met, the application will be rejected soon after submission.

When the user applies for 360 IOUs, the system will review the latest comprehensive qualification of the user's current account, and manual work cannot interfere with the review results of the system.

The application failed. Please keep a good credit record for a long time and try again every 2-3 months.