2. Ways of buying and selling real estate during the loan period:

(1) You can use the house payment paid by the buyer to go to the bank or provident fund center for prepayment, and then go through the transfer formalities after paying off the loan property and releasing the mortgage.

(2) You can also refinance the mortgage with the buyer in the same bank, and the buyer will continue to repay the loan in the same bank.

(3) If there are so many loans left that the buyer can't pay off the house price in one lump sum, he can apply for a house foreclosure loan in the bank. After an effective guarantee is required, the bank will issue a short-term bridge loan to the borrower, which will be specially used to settle the loan at the original loan bank, so as to cancel the original mortgage procedures of the house and facilitate the transaction and transfer.