Bank of China
According to the annual report of China Bank, the loan balance of China Bank and Chinese mainland Bank is 5.75 trillion yuan, with an average rate of return of 6.23%, corporate loans are 3.7 trillion yuan, with an average rate of return of 6.49%, and personal loans are 1.9 trillion yuan, with a rate of return of 5.67%.
Industrial and Commercial Bank of China
According to the semi-annual report, the total loans of ICBC customers were 10.3 trillion, with an average rate of return of 5.8%, of which the total loans were 6.69 trillion, the average rate of return was 6. 1 1%, and the total personal loans were 2.8 trillion, with an average rate of return of 5.64%. This yield is the cheapest among 13 banks.
Ping An Bank
20 14 in the first half of the year, the average loan balance of Ping An Bank in the first half of the year was 0.88 trillion, with an average yield of 7.5%. In the first half of this year, the average balance of corporate loans was 0.53 trillion, and the average yield was 6.5 1%. In the first half of this year, the average balance of personal loans was 0.34 trillion yuan, accounting for 9.04%, which was the most expensive loan.
agricultural bank
According to the semi-annual report of Agricultural Bank of China, the total amount of customer loans was 7.56 trillion yuan, with an average yield of 6.0 1% in the first half of the year, and the balance of corporate loans was 4.9 trillion yuan, with an average yield of 6.22%. The average personal loan balance was 2.2 trillion, and the average rate of return in the first half of the year was 6.02%.
Shanghai Pudong Development Bank
The average yield of the bank's customer loans is 6.4%, and the total corporate loans are $65,438+$0.43 trillion, with an average yield of 6.4%. Personal loans totaled $0.43 trillion.
China construction bank
According to the semi-annual report of CCB, the total number of customers reached 8.89 trillion, and the average yield in the first half of the year was 5.83%. The average loan balance of the company is 5.58 trillion, the average rate of return is 6. 14%, the average personal loan amount is 2.56 trillion, and the average rate of return is 5.8%.
China Merchants Bank
The semi-annual report of China Merchants Bank shows that the total amount of customer loans is 2.3 trillion yuan, with an average yield of 6.08%. Among them, the total amount of loans is 1.48 trillion dollars, the total amount of personal housing loans is 0.27 trillion yuan, credit card loans are 0. 1.8 trillion yuan, and micro-loans are 0.33 trillion yuan.
Minsheng Bank
According to the semi-annual report of Minsheng Bank, the total amount of customer loans is10.6 trillion, with an average yield of 6.92%. The average balance of corporate loans is 1.02 trillion, and the average yield is 6.78%. The average balance of personal loans is 0.6 trillion yuan, and the average yield is 7. 16%.
Bank of Communications
In the first half of the year, the bank's customer loan balance was 3.3 trillion, with an average yield of 6.24%. Among them, the balance of corporate loans was 2.5 trillion yuan, with a yield of 6.09%, and the balance of personal loans was 0.75 trillion yuan, with an average yield of 6.9 1%.
China Citic Bank
The average yield of CITIC Bank's customer loans was 6.3 1%, up 15 basis points from 6. 16% in the same period last year. Among them, the balance of corporate loans was10.5 trillion, with an average rate of return of 6.32%, and the balance of personal loans was 0.46 trillion, with an average rate of return of 6.3%.
Everbright Bank
The loan balance of China Everbright Bank in the first half of the year was 65,438 yuan +0.25 trillion yuan, and the average yield was 6.3 1%. The balance of corporate loans is 79,865,438+0 billion yuan, and the balance of mortgage loans for housing and commercial housing is 65,438+0.928 (no specific rate of return).
Huaxia Bank
According to the semi-annual report, Huaxia Bank's customer loans totaled 0.85 trillion yuan, which was 6.6 1% compared with the average rate of return in the first half of this year. The average balance loan of the company is 7163 billion yuan, and the total personal loan is155.9 billion yuan.
industrial bank
The bank's customer loan balance was $65,438+0.38 trillion, with an average yield of 6.53%, up 37 percentage points from 6.65,438+06% in the same period last year. Among them, the balance of corporate loans is 1.08 trillion yuan, with a yield of 6.22%, and the balance of personal loans is 0.29 trillion yuan, with a yield of 7.68%.
Well, the above are the loan interest rates of some well-known big banks that we summarized for you according to the current situation. You can compare which bank has the lowest mortgage interest rate, and then choose the bank that you think is more suitable for loan according to your own needs. Finally, I hope you can pay more attention to us in the future. If you have any questions in this regard, you can consult us and we will do our best to help you!