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How to query car loan records
1. Individuals carrying personal identity documents can inquire at the Credit Information Center of the People's Bank of China or directly at the personal credit information service platform of the bank;

2. Inquire at the bank or loan company that has handled the loan business;

3. Inquire about car loan records in personal online banking;

4. Make online inquiry through the service telephone of the lending institution.

The above are four ways to query car loan records.

Introduction to automobile loan

Automobile loan, also known as automobile consumption loan, refers to the amount that the borrower borrows from the lender because of the need to buy a car. Generally speaking, automobile consumption loan is a new loan method that banks provide loans to car buyers at their associated car dealers. Among them, the loan period of new cars is usually within five years, the loan period of used cars including extended loans is limited to three years, and the loan period of car dealers is within one year. At the same time, the borrower of car loan also has corresponding requirements. Specifically, the borrower must be a permanent resident of the place where the loan bank is located, and the individual has full capacity for civil conduct.