How to borrow automobile mortgage?
1. Personal car bank mortgage loan
1. Apply for a loan and fill in the application form;
2. Submit personal ID card, household registration certificate, income certificate, car purchase intention certificate, car purchase down payment certificate and other relevant application materials;
3. The bank shall investigate and review the submitted data;
4. After approval, both parties sign a loan contract and a guarantee contract;
5. Handle relevant notarization and mortgage registration procedures as appropriate;
6. The loan shall be directly transferred to the dealer's account by the bank.
Second, personal second-hand car bank mortgage loan
1. Before applying, make sure that the owner is the lender himself, the mortgaged vehicle is free, and the vehicle documents are complete;
2. Apply for a loan from the bank and fill in the application form;
3. Submit ID card, household registration certificate, income certificate, vehicle registration certificate, vehicle driving license, driver's license and other related materials;
4. The bank shall investigate and review the submitted data;
5. After approval, evaluate the mortgaged vehicle and determine its value;
6. Determine the amount of vehicle mortgage loan, such as signing a loan contract to evaluate 60% of the vehicle value;
7. Handle relevant notarization and mortgage registration procedures as appropriate;
8. Issue loans and transfer the loan funds to the bank card account designated by the lender.
The above is about "How to handle mortgage loans for bank cars". I hope I can help you.