1. Banks or other financial institutions and their staff issue loans in violation of state regulations, and the amount is more than one million yuan;
2, in violation of state regulations to issue loans, resulting in direct economic losses of more than two hundred thousand yuan.
The importance of the crime of illegally issuing loans;
1. Maintaining financial order: The filing standard of the crime of illegally issuing loans is an important legal basis for maintaining financial market order and financial security, ensuring that financial institutions comply with laws and regulations when issuing loans, and preventing financial risks;
2. Cracking down on criminal acts: Clarifying the criteria for filing a case will help the judicial organs to discover and crack down on the criminal acts of illegally issuing loans in time and play a deterrent role for offenders;
3. Protecting legitimate rights and interests: Protect the legitimate rights and interests of borrowers and financial institutions through strict filing standards and prevent economic losses caused by illegal operations;
4. Promote financial reform: The formulation and implementation of filing standards will promote financial institutions to improve internal management, improve loan approval process, improve service quality and promote the healthy development of the financial industry.
To sum up, the filing standard of the crime of illegally issuing loans is an important legal basis for maintaining financial order, cracking down on criminal acts, protecting legitimate rights and interests, and promoting financial reform, which is of great significance for maintaining financial market order and financial security.
Legal basis:
Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards of Criminal Cases under the Jurisdiction of Public Security Organs (II)
Article 42
Banks or other financial institutions and their staff who issue loans in violation of state regulations and are suspected of one of the following circumstances shall file a case for prosecution:
(a) illegal loans, the amount of more than one million yuan;
(two) illegal loans, resulting in direct economic losses of more than two hundred thousand yuan.