The maximum penalty is not less than three years but not more than seven years in prison. Forged bank statements are stamped with forged official seals. Forgery of bank seals may result in a prison sentence of up to three years or criminal detention or public surveillance. If forged bank statements are used maliciously and cause losses to the bank due to fraud, the person may be sentenced to fixed-term imprisonment of not more than three years or criminal detention or public surveillance. If huge losses are caused or the circumstances are particularly serious, the person may be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

It is illegal to make fake bank statements. If you successfully obtain a loan through fake bank statements, you will be held criminally responsible. If you use deceptive means to obtain loans, bill acceptances, letters of credit, letters of guarantee, etc. from banks or other financial institutions, Anyone who causes heavy losses to banks or other financial institutions or has other serious circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined. The consequences of being found out by the bank for making fake statements:

1. Loan rejection

If the forgery is discovered, the loan will be rejected and the loan will be blacklisted by the lending institution. If you want to get a loan here in the future, Applying to a lending institution or a place affiliated with that lending institution will be difficult.

2. Committing the crime of privately engraving official seals

The fake bank statement is stamped with a fake bank official seal, which is suspected of committing the crime of privately buying and selling official documents of state agencies, enterprises and institutions and privately engraving official documents. State agencies, enterprises and institutions may be held criminally responsible for the crime of using official seals.

3. Suspected of loan fraud

How to print bank statements:

1. Bring your valid ID and bank card to the counter of any branch of your bank Print;

2. Print from the self-service inquiry machine at any branch of your bank;

3. Log in to the personal online banking of your bank and print.

Legal basis

Article 177 of the Criminal Law of the People's Republic of China

Forgery or alteration in any of the following circumstances Whoever provides financial instruments shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than 20,000 yuan but not more than 200,000 yuan; if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 50,000 yuan. A fine of not more than 100,000 yuan; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated:

(1) Forgery or alteration Making money orders, cashier's checks, checks;

(2) Forging or altering entrusted collection vouchers, remittance vouchers, bank deposit certificates and other bank settlement vouchers;

(3) Forging or altering letters of credit or accompanying documents or documents;

(4) Forging credit cards.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.