Current location - Loan Platform Complete Network - Bank loan - Should the loan be?
Should the loan be?
First of all, my relative lost a lot of money in business and asked me to help him with a loan in my name. Should I help him?

Hello, formal loans should be linked to personal credit information. When applying for a loan, you should check your credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest that you make a loan as much as you can and keep your credit information on time.

There are so many loan platforms now. If you choose a big platform loan, you can ensure the safety of funds and information, and the use of loans is more assured. You are recommended to use the credit service brand of Youhuahua Finance (original name: Baidu Youhuahua, renamed as "Youhuahua" on June 201August), which has the characteristics of simple application, rapid loan release, flexible loan and repayment, transparent interest and expenses and strong security. The lowest interest rate is 0.02%, and the maximum amount can reach 200,000 by clicking and measuring.

Share with you the application conditions of Fuguihua: The application conditions of Fuguihua are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by Youhuahua, please borrow it reasonably according to your needs. Specific product-related information is subject to the actual page of Youhuahua official APP. I hope this answer is helpful to you.

Second, my relative borrowed money to buy a house in my name, and he used his own property as collateral. What will happen to me if I can't repay the loan?

The bank will execute your house only if the relatives don't pay back the money. If the repayment is normal, your house will not be executed, and the house will be executed.

Let's see what others say.

I have a relative who wants to help him get a loan in the bank in my own name. I wonder if there will be any problems.

Extremely dangerous:

1。 Relatives don't pay the loan, the bank looks for you, and you are the absolute responsible person;

2。 After you buy a house again, you will become a second suite, and you will have to pay more taxes and other expenses, and the losses will be borne by yourself;

3。 If your relatives don't repay the loan, it will damage your own credit. If you want to borrow money to buy things in the future, the bank will not pass.

I have a relative who wants to help him get a loan in the bank in my own name. I wonder if there will be any problems. ...

It's best to find out what he does and why he uses your name, so as to avoid future lawsuits.