If the mortgage car doesn't have a green paper, you can't go to the notary office for notarization. You can go to the local vehicle management office for notarization.
Vehicle mortgage can be registered with the vehicle management office without notarization. If you want to notarize the mortgage agreement, you can go to the notary office for notarization, but this private agreement will not be notarized by the notary office. Because the authenticity and legality of private agreements are often unverifiable or difficult to verify, notary offices generally do not accept the notarization of private agreements.
Secondly, the validity of private agreement does not change with notarization or not. That is, private agreement. If there is no conditional entry into force, the agreement shall take effect upon the establishment of both parties.
All vehicles, installment vehicles, local vehicles and foreign vehicles can apply for vehicle mortgage loans.
Vehicle mortgage loan conditions:
1. Has a stable occupation or income, and the applicant has the ownership of the local mortgaged vehicle.
2, living and working in the city for a long time, to carry out business occupation and economic income.
3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.
4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.
5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)
6. Other documents required by the Cooperation Organization.
Vehicle mortgage loan process:
1. The lending institution receives the information provided by the applicant;
2. Visit the applicant's home, investigate and estimate the vehicle value;
3. The lending institution initially sets the loan amount;
4. Handling entrustment notarization and loan notarization;
5. The lending institution accepts the relevant documents of the applicant;
6. Go through the mortgage registration formalities
7. Loans
Second, do you need notarization before you apply for a car mortgage?
According to the provisions of Article 41 and Paragraph 4 of Article 42 of the Guarantee Law of People's Republic of China (PRC), automobile mortgage can only be mortgaged after being registered by the mortgage registration department. A contract in which the owner mortgages the property specified in Article 42 of this Law shall come into effect as of the date of registration. Article 42 The departments that handle the registration of mortgaged property are as follows: (4) Where aircraft, ships or vehicles are mortgaged, it is the transportation means registration department;
Third, how to do vehicle mortgage?
Legal analysis: First, there is no limit on the amount of car mortgage application. Whether it is a car of tens of thousands of yuan or a car worth millions, you can apply for a car mortgage. But how much money you can borrow depends on the situation of the vehicle and is determined after evaluation.
Second, when borrowers and investors apply for motor vehicle mortgage loans, they must go to the vehicle management department for vehicle mortgage procedures. One of them is to add the name of the investor to the motor vehicle registration certificate, which not only protects the rights and interests of both parties, but also can not buy and sell cars casually.
Third, some loan companies now do not need to mortgage their cars in the hands of lenders, and cars can still be used.
Fourthly, in automobile mortgage service, besides interest rate, borrowers are most concerned about the time of lending and the amount of approval. After listening to the opinions of the platform investment consultant, make arrangements.
Legal basis: Article 22 of the Regulations on Motor Vehicle Registration, if a motor vehicle owner mortgages a motor vehicle, he shall apply to the vehicle management office at the place of registration for mortgage registration; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.
Article 23 of the Regulations on Motor Vehicle Registration applies for mortgage registration. The owner of a motor vehicle shall fill in an application form, which shall be jointly applied by the motor vehicle owner and the mortgagee, and submit the following certificates and vouchers:
(a) the identity certificate of the motor vehicle owner and the mortgagee;
(2) Motor vehicle registration certificate;
(three) the main contract and mortgage contract concluded by the motor vehicle owner and the mortgagee according to law.
The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of mortgage registration on the motor vehicle registration certificate.
Fourth, how to notarize the automobile mortgage
Although it is your car, you have no right to dispose of it, because you have set a mortgage, and you want to use the car as a mortgage loan, not to mention notarization, even the bank can't pass the loan approval! Don't be naive, the bank has a large number of lawyers to serve them, and this legal loophole is not easy to drill.