Overdraft interest refers to the interest generated after using the credit card overdraft limit. When users use credit cards, credit cards usually provide a certain overdraft limit. The individual loan of rural credit cooperatives is 1, and the construction bank and the agricultural bank jointly guarantee one household. The agricultural loan of 50,000 yuan is 5 yuan, and the enterprise loan of postal savings is 7 yuan. 7% interest is high, 7% interest is high: 7% interest is still relatively high, and now the average loan is also 20% to 30% interest. Therefore, 6% interest is not high.