1. Bank loan. After the loan is settled, the user can open a loan settlement certificate at the bank outlet. There is no paper loan settlement certificate for bank credit loans. For loans from other institutions, users can contact the lending institution to inquire whether to provide the loan settlement certificate.

2. The loan settlement certificate is used to cancel the mortgage registration. For example, when applying for mortgage or car loan, users need to apply for mortgage registration. After the loan is settled, he needs to go to the bank to apply for the loan settlement certificate, and bring this certificate and ID card to the mortgage registration department to cancel the registration.