Changing the loan to manual review means that the submitted loan application is under review and the approval result will be available soon. Most of the bank's manual audit is because the applicant applied for a large loan, such as a mortgage. Generally speaking, the manual review of loans will take longer and the review will be stricter. The main reason for the second manual audit of large loans is to worry about any mistakes in the system audit, which will lead to accidents.

It should be noted that after the loan is transferred to manual review, it does not mean that the loan can pass 100%. In principle, it is only a normal process to transfer to manual audit. Whether the loan can pass smoothly, how much the loan amount can be, and the interest rate of the loan have nothing to do with manual audit or system audit. Simply put, manual audit does not affect the loan approval results. System audit is generally to verify whether the information submitted by the loan applicant is true and effective. If it is short, the system audit will directly audit the personal credit report and income, and directly lend money if it meets the loan conditions.

Second, what is the significance of manual audit?

Manual audit refers to having a return call or logging in to your Alipay to check.

3. Why does the quick loan of CCB need manual review?

Because CCB needs manual review for users' credit information.

4. Does CCB postpone the holiday during the manual review of quick loan?

Yes

Credit card review time is calculated according to working days, and it will be delayed if you apply for a holiday or have a holiday during the review.

The repayment will not be postponed on Saturdays and Sundays, and the bank will not handle the company business on Saturdays and Sundays when the repayment date coincides with holidays, but the housing provident fund will not be deducted occasionally.