Application conditions for unsecured credit loans

1) Income is stable.

2) Personal credit record is good.

3) Proof of residence, proof of income and proof of work (or guarantor can be provided. 2. Dalian personal credit loan.

Personal credit is not good-looking

If the loan or credit card is overdue for more than one time, the overdue time is basically no more than one month each time.

In this case, you can also apply for a loan according to the comprehensive conditions.

If compared with.

3. What are the requirements for personal credit loan in Dalian?

Different banks have different requirements, and banks have high requirements for affirmation. You can choose the most popular P2P online lending platform. You can consult Dalian Heng Chang Fortune, apply for a pure credit loan, and release the loan within one working day at the earliest, without mortgage.

Four, personal credit loans need to have what conditions?

Personal credit loan application conditions:

1. Open a personal settlement account in a loan bank;

2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;

3. Obtain a personal credit rating of Grade A or above in the loan bank;

4. Abide by laws and regulations, and have no illegal acts and bad credit records;

5. China citizens who have permanent residence in China, permanent residence in local towns and have full capacity for civil conduct;

6. Other conditions stipulated by the bank.

When banks apply for personal loans, banks have requirements on the use of loan funds. The general bank will stipulate that the loan applicant shall not use the loan funds in the production, operation and investment fields explicitly prohibited by the CBRC, and the borrower shall provide proof or statement of the use of the funds.

Extended data

Matters needing attention in handling personal credit loans

1, must have a good personal credit record.

Credit loan does not require the borrower to provide any collateral, but a loan applied on the basis of personal credit. Therefore, lending institutions will focus on the personal credit of borrowers when approving loans. If there is a record of overdue repayment, the loan application is likely to be rejected.

2. Understand the loan related matters.

Before applying for a loan, the borrower must find out what the credit loan conditions are, how to implement the loan interest rate, what the loan term is, and what the repayment methods are, so as to achieve twice the result with half the effort.

3. Find out the loan cost

The charging standards of different lending institutions are different. Generally, banks only charge interest, but some loan companies charge a certain management fee in addition to loan interest. Therefore, before lending, the borrower should consult the lending institution of his choice about how to charge.