What fees should I pay for buying a second-hand house?

First, the cost of buying a second-hand house: taxes and fees

1, document retrieval fee. The charging standard is per person 10 yuan, which is charged according to the total number of registered permanent residence books of the buyer and the seller.

2. Selling notary fees. The notarization fee is 3 ‰ of the transaction price on the notarial certificate.

3. Deed tax. Deed tax is levied in two cases. The deed tax of the first suite below 90 square meters is 65438+ 0% of the transaction price; The deed tax of two ordinary houses, regardless of the size, is the transaction price.

3%。 At the same time, it is necessary to remind buyers that the definition of the first suite and the second suite is not based on individuals, but on families. In other words, if one of the husband and wife bought a house before marriage, it will be counted as two sets now.

4. Personal income tax. Individual tax is personal income tax, and the collection standard is 65438+ 0% of the transaction price. Full 5

Commercial housing is generally tax-free, but the premise is to see how many suites there are under the original landlord's name. If it is the only house, it can be exempted. On the other hand, you have to pay the tax of 1%, which is less than 5.

In 2008, both the first and second sets of commercial housing will be levied.

5. Business tax. The business tax is 5.55% of the transaction price, and the collection standard is divided into two cases: exemption after 5 years and full collection after 5 years.

6. Production cost. The production cost is per 80 yuan.

7. Transaction costs. The transaction fee of property right certificate with an area less than 144 m2 is 5 yuan/m2, and the transaction fee of property right certificate with an area greater than or equal to 144 m2 is 8 yuan/m2.

2.5 yuan/m2.

In addition, if it is housing reform, it is necessary to pay 0.5% of the transaction price, some on the day of transfer, and some when land use permits are needed.

Second, the cost of buying a second-hand house: the cost of bank mortgage.

1, notarization fee for bank mortgage. The mortgage notarization fee is 1‰ of the loan amount. Under normal circumstances, less than 200 yuan, according to the 200 yuan levy.

2. The cost of mortgage contract is 380 yuan/set.

3. The appraisal fee for the case value of commercial housing is generally 3 ‰ ~ 5 ‰ of the total house price.

The above information is for reference only (and may also involve some relatively small fees), subject to the actual amount charged by the real estate trading center.