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The latest model of private housing mortgage loan contract
The latest model of private housing mortgage loan contract

Mortgagor: _ _ _ _ _ _

Mortgagee: _ _ _ _ _ _

In order to ensure the performance of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ (hereinafter referred to as the master contract), the mortgagor (hereinafter referred to as Party A) is willing to mortgage the real estate that it has the right to dispose of. Based on the principle of equality and voluntariness, both parties reached the following contract on the following real estate mortgage matters.

Article 1 The real estate mortgaged by Party A is located at. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 2 According to the master contract, Party A and Party B confirm that the debtor is _ _ _ _ _ _ _ _ _ _ _ _; The mortgage term starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Article 3 Upon appraisal by the real estate appraisal agency, the above-mentioned real estate value is RMB _ _ _ _ _ _ _ _ _ _ (in words), _ _ _ _ _ _ _ _ _ _ (in figures).

Article 4 According to the master contract, both parties confirm that the amount (principal) of the subject matter of Party B's creditor's rights is _ _ _ _ _ _ _ (in words) and _ _ _ _ _ _ (in figures), and the mortgage rate is _ _ _ _ _ _ _.

Article 5 Party B guarantees to fulfill its obligations under the main contract. If economic losses are caused by Party B's delay, Party B shall be liable for compensation.

Article 6 The mortgaged real estate is now used by _ _ _ _ _ _ _ _ _ _ _ _. During the mortgage period, Party A shall undertake the obligation to repair and maintain the mortgaged real estate, be responsible for ensuring that the mortgaged real estate is intact, and accept the inspection and supervision of Party B at any time. Article 7 During the mortgage period, Party A shall not transfer, buy, sell or lease the mortgaged real estate without authorization, and shall not set up a mortgage repeatedly. Without the written consent of Party B, all the above actions are invalid.

Article 8 During the mortgage period, if Party A is divided or merged, the parties to the mortgaged real estate after the change shall bear or undertake the obligations agreed in this contract respectively. When Party A is declared dissolved or bankrupt, Party B shall dispose of its mortgaged real estate in advance.

Article 9 During the validity period of this contract, if Party B changes the terms of the main contract or extends the performance period of the main contract without the consent of Party A, Party A may terminate this contract by itself.

Article 10 After this contract comes into effect, neither Party A nor Party B may change or terminate this contract without authorization. If it is necessary to modify or terminate this contract, both parties shall reach a written agreement through consultation. Before reaching an agreement, the terms of this contract are still valid.

Article 11 In case of any dispute during the performance of this contract, Party A and Party B shall settle it through consultation or apply to an arbitration institution for mediation or arbitration. If negotiation fails or the arbitration intention fails, a lawsuit may be brought to the people's court.

Article 12 During the mortgage period, when the mortgaged real estate is demolished and rebuilt, Party A must inform Party B in time, and change the mortgage contract or repay Party B's principal and interest with compensation for real estate demolition according to the specific circumstances, and go through the relevant registration procedures with the registration authority.

Article 13 After the mortgage expires, if the debtor fails to repay the principal and interest of the debt and fails to reach an extension agreement with Party B, he can dispose of the mortgaged real estate according to legal procedures and pay off the principal and interest of the debt. If the proceeds from the disposal of the mortgaged real estate are insufficient to repay the principal and interest of the debt and bear the disposal expenses, Party B has the right to seek recourse separately; If there is any surplus after repaying the principal and interest of the debt, Party B shall return it to Party A. ..

Article 14 Matters not covered in this contract shall be handled in accordance with the Regulations on the Administration of Real Estate Mortgage and relevant national, provincial and municipal regulations.

Article 15 This contract shall come into effect after being signed and sealed by both parties and registered by the municipal real estate market management department.

Article 16 This contract is made in triplicate, one for each party and one for the real estate market management department.

Party A (signature): _ _ _ _ _ _ _ _ _ _ _

Legal Representative: _ _ _ _ _ _ _

Authorized Agent: _ _ _ _ _ _ _

Address: _ _ _ _ _ _ _ _ _ _ _

Tel: _ _ _ _ _ _

Place of signing this contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Contract signing time _ _ _ _ _ _ _ _ _ _ _ _

The latest model of private housing mortgage loan contract II

Mortgagor (Borrower): _ _ _ _ _ _

Address: _ _ _ _ _ _

Mortgagee (Lender): _ _ _ _ _

Bank: _ _ _ _ _ _

Address: _ _ _ _ _ _

According to the General Principles of the Civil Law of People's Republic of China (PRC) and the relevant business measures of the Bank of Communications, the Mortgagor and the Mortgagee signed the "_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

I. Collateral and mortgage registration

1, interpretation:

(1) faster house? Refers to the commercial housing still under construction. After paying the down payment or advance payment, the mortgagor has signed a house purchase contract with the real estate agent, and obtained the right to purchase commercial houses according to law after notarization by the notary office.

(2) existing homes? Refers to the completed commercial housing. After paying the down payment, the mortgagor has signed a house sales contract with the real estate agent and obtained the right to purchase the commercial house according to law.

2. Mortgage loan:

The collateral of this project is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ * _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

The Mortgagor has signed _ _ _ _ _ _ _ _ documents.

3. Mortgage registration:

The mortgagor shall mortgage all the rights and interests of the pre-purchased house contract to the mortgagee, and go through the mortgage registration formalities at the Real Estate Administration. When the house is completed and delivered for use, the mortgagor authorizes the real estate agent to send the House Completion Certificate to the mortgagee, and entrusts the mortgagee or the institution designated by the mortgagee to receive the House Ownership Certificate from the real estate management department, so as to complete the house ownership mortgage registration procedures. The real estate license is managed by the mortgagee.

4. The expenses for handling the house property right certificate and land use right shall be borne by the mortgagor.

5. The mortgagor hereby confirms that the mortgagee has the right to terminate this contract in advance and claim all debts from the mortgagor immediately, no matter what causes the mortgagor to be unable to obtain the real estate license and land use certificate.

Two. Mortgagor's representations and warranties

1. The collateral provided by the mortgagor is legally owned and actually exists by the mortgagor. During the validity period of this agreement, the Mortgagor guarantees the safety and integrity of the collateral and agrees to accept the supervision and inspection of the Mortgagee at any time.

2. The mortgagor guarantees that the act of providing collateral as collateral is legal and effective.

3. The collateral provided by the mortgagor has not been mortgaged or transferred to any third party. During the validity of this agreement, the collateral shall not be leased, sold, transferred, donated, entrusted, re-mortgaged, significantly modified or supplemented or otherwise disposed of without authorization.

4. The Mortgagor hereby confirms that the Mortgagee has the right to transfer all the rights of the Mortgagee under this Agreement to a third party without the consent of the Mortgager before the Mortgager pays off all the loan principal, interest and related expenses under this loan contract.

5. The above statements and warranties are always true and valid during the validity of this agreement.

Third, the use and inspection of collateral.

1. The mortgaged property under this agreement shall be used by the mortgagor, who shall be responsible for the protection and management of the used property and pay all expenses arising from the use of the property on time.

2, the mortgagee has the right to regularly or irregularly, to