Do you want a loan? The bank requires you to issue a series of certificates. And report the fact that your house is a bank loan?

If it is the former, many certificates can be useful, such as income certificate, actual fixed assets or current assets certificate, guarantor, running account, etc.

If it is the latter, there is no need to prove anything else. Both the loan contract and the real estate license are marked.

Two. Bank loan balance certificate

Legal Analysis: To Bank of Communications Branch (Department):

This is to certify that Mr./Ms. is a regular employee of our company (1; 2. Contract workers; 3. Temporary worker), who has worked in our company for many years and holds the current position, with the ID number of, personal monthly income of RMB (in words) and total annual income of RMB (in words). The above situation is true.

This unit is responsible for the authenticity of the certificate!

Hereby certify that

Unit address:

Company Tel: Company Contact:

Date, year and month

Legal basis: Article 36 of the Banking Law of People's Republic of China (PRC), a borrower shall provide a guarantee when lending to a commercial bank. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided. Article 37 A commercial bank shall sign a written contract with the borrower when issuing loans. The contract shall stipulate the type, purpose, amount, interest rate, repayment period, repayment method, liability for breach of contract and other matters that both parties think need to be agreed.

3. How to prove the loan balance?

Hello, the printing method of commercial loan balance certificate can be printed in the personal loan department of the bank you applied for at that time, and some banks can print it in any branch. However, I suggest you go to the branch where the loan was originally made, and print the repayment flow or repayment statement with the original ID card and mortgage loan contract.