There is no specific time standard for repayment. Sometimes the bank transfer fee is deducted on the same day. If you catch up with Saturday and Sunday, you can't transfer money. Under normal circumstances, the transfer can be successful in about 3 to 5 working days. As long as the application for repayment is successful, you don't have to worry. If the repayment is successful, the company will send you a message.

China life insurance policy loan and repayment can be handled on Huawei Glory 50 (Android system) mobile phone "China Life Insurance" APPv3.0. 19 version, without going to the counter.

If it has been downloaded and installed, Huawei Glory 50 (Android) mobile phone can log in to APPv3.0. 19 of China Life Insurance, click "More" on the home page and "Policy Repayment" in the policy service section.

If not, you can search for "China Life Insurance" in the "Application Center" or "Application Market" of the mobile phone desktop, download, install and register, and finally perform authority authentication, which requires the applicant's valid bank card. Remember that the mobile phone number reserved in the bank is still used when handling the bank card, because a verification code is needed. In particular, bank card authentication, not bound to bank cards, only through authority authentication. After completing the intermediate certification, you can complete the repayment according to the above operation process.

If you want to know more about insurance,

1. Borrowing is not a function of all contracts. That depends on whether you have it in your terms. For example, China Life Hongtai's old-age security (dividend-sharing) has no borrowing function. If there is a loan clause in the terms, it means that it can be borrowed. 2. The maximum amount of the loan. It depends on how many years you bought it, mainly according to the new insurance law, that is, before 2009 10. The maximum loan amount is 70% of the cash value, followed by 80% of the cash value. 3. The interest rate of the loan. Every company is different. Before 20 1 1, China Life was 5.56%, and after 20 1 1, it was 6.56%. This is floating, mainly because the company is formulated under the premise of legal compliance. 4. Borrowing time. China Life's longest loan period is 6 months. This does not mean that it can only be borrowed for six months, but only once every six months. The trial calculation of your loan is also based on this time. If you can't repay after 6 months, you can continue to accumulate loans without any formalities. Cumulative square test: loan interest for 6 months of loan principal = refinancing principal. Then calculate the loan interest with the new loan principal until the cash value is not enough to pay the loan. Emphasize that the loan interest rate will be settled on the repayment date. If your insurance contract expires, the loan interest will still be calculated, so it is the responsibility and obligation of the insured to repay the loan as soon as possible.

How soon will the policy loan arrive?

After the loan is approved, it can be paid to the account. The approval of policy loans usually takes 1~5 working days (excluding Saturday, Sunday and legal holidays). The specific time is related to the lending institution applied by the lender and the personal qualification of the applicant. After receiving the account, the lender can consult the lending institution through customer service telephone or directly inquire at the business outlets of the lending institution.

Policy loans have the characteristics of short term and large amount. Because there are many kinds of policy loans, and many factors of the borrower will affect the speed of mortgage, dad dare not generalize. However, the general policy loan can be completed in 2-3 days. If you have complete information and are fully prepared, it is entirely possible to lend money on the same day. For example, life insurance policy loans arrive in a few days, mainly depending on the user's application route. If it is an online application and online review, the loan and the account will be completed on the same day after the review is passed. Offline application for policy loans is slower than online application, because both review and lending are done manually. It usually takes 1-3 days for users to lend money after they have passed the loan review.

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Ping An Bank has launched a new life insurance policy loan, which is usually granted within 1-3 working days. After approval, the loan is generally released within three working days.

Conditions to be met: 1. There are outlets in the city where you work and live; 2. China citizens holding second-generation ID cards; 3. Age is 23-55 years old (inclusive); 4. The policy payment method is not wholesale payment; 5. The current status of the policy is valid, in which the insurance cannot be interrupted during the payment period, and the application is not supported when it is re-effective; 6. Do not accept that the policy has a corresponding policy loan; The corresponding policy loan has been settled and the settlement time is 6 months or more, which is acceptable; 7. The payment period of the policy shall not be less than the payment period of the policy; And the annual payment frequency is ≥3 times. Among them, the quarterly payment times are ≥9 times, and the monthly payment times are ≥25 times; 8. The insured has not changed in the past year.

How soon will the policy loan application arrive? How many days can I get paid?

Policy loan is a short-term loan financing method, and many business owners and individuals are willing to lend in this way. People are not only concerned about the expected annualized interest rate of policy loans, but also about when the loan is urgently needed, when the funds will arrive and how many days it will arrive. Then, how long will it take for the policy loan application to arrive? How many days does the loan take?

Policy loans have the characteristics of short term and large amount. Because there are many kinds of policy loans and many factors of borrowers will affect the speed of mortgage, we dare not generalize. However, the general policy loan can be completed in 2-3 days. If you have complete information and are fully prepared, it is entirely possible to lend money on the same day.

Before applying for a policy loan, you need to make sure whether the information you need is ready, and then whether the other party has checked it. If it has been completed, you can know the answer within 3 days, and you can sign the loan immediately after the result, up to one day.

Take Ping An Pratt & Whitney's life insurance loan as an example, its lending time is the same day, and the lending speed is still relatively fast. Details are as follows:

How long does the policy loan take?

Policy loans can generally be received within 3 days. Policy loan is a kind of credit loan product, which can be received in 2 to 3 days. If the application materials are complete and the borrower's credit status meets the approval requirements, the loan can be released on the same day at the earliest. Take Ping An Pratt & Whitney's life insurance loan as an example, its lending time is the same day, and the lending speed is still relatively fast.

Policy loan is a loan obtained from an insurance company with the cash value of life insurance policy as the guarantee. The one-time loanable amount of such loans depends on the effective year of the policy; The age of the insured and the amount of compensation for death when the policy is issued.

Definition:

The so-called policy loan refers to a loan method in which the insured mortgages the policy he holds to the insurance company and obtains funds according to a certain proportion of the cash value of the policy. Since the customer's insurance protection is not affected in this process, the policy is still valid.

An insurance company loan secured by the cash value of a life insurance policy. The one-time loanable amount of such loans depends on the effective year of the policy; The age of the insured and the amount of compensation for death when the policy is issued. Although recent insurance policies usually only allow borrowing at interest rates linked to the money market, the interest rate of such loans to policy holders is often lower than the market interest rate.

If the insured fails to repay the loan, the principal and interest of the loan will be deducted from the death compensation in the life insurance policy. Under normal circumstances, policy loans can only be targeted at policies with' cash value'. Long-term life insurance with saving nature, such as endowment insurance, whole life insurance, endowment insurance, universal insurance and dividend insurance, will have cash value after one year of insurance, and the longer the payment time, the higher the accumulated cash value. These policies can usually be used for policy loans, but the specific situation depends on the specific terms in the insurance contract.

Basic types:

Short-term accident insurance and health insurance, because there is no cash value, or the cash value is very low, such policies can not be used for policy loans. Although cash value is an important factor in evaluating whether a policy can be loaned, it is not only the policy with high cash value that can be loaned. The most typical example is linked insurance.

As an insurance with investment function, investment-linked insurance with a premium of more than 100,000 yuan is not uncommon, and it will soon accumulate considerable cash value. "Although investment-linked insurance has cash value, it is impossible to make a policy loan because the value fluctuates with the price of the investment unit."

How soon can the policy loan application arrive?

Policy loan is a short-term loan financing method, and many business owners and individuals are willing to lend in this way. When people are in urgent need of loans, they are more concerned about when the funds will arrive and how many days they can pay. Then, how long will it take for the policy loan application to arrive? How many days does the loan take?

Policy loans have the characteristics of short term and large amount. Because there are many kinds of policy loans, and many factors of the borrower will affect the speed of mortgage, dad dare not generalize. However, the general policy loan can be completed in 2-3 days. If you have complete information and are fully prepared, it is entirely possible to lend money on the same day.

Life insurance policy loans arrive in a few days, mainly depending on the user's application route. If it is an online application and online review, the loan and the account will be completed on the same day after the review is passed. Offline application for policy loans is slower than online application, because both review and lending are done manually. It usually takes 1-3 days for users to lend money after they have passed the loan review.

If it hasn't arrived for a long time, please call China Life Customer Service Hotline directly.