It may affect your loans from other banks. It is recommended to consult your local bank for details.

Because you have overdue repayment, your personal information should have overdue records, and your credit score may be reduced. It is very likely that another bank will not approve your review;

They will think that you will not repay on time and will not want to grant you a loan. The risk will be relatively high, so try not to repay overdue, otherwise the repayment burden will be very large.