Now that there are more people buying new houses and second-hand houses, let's talk about how long it takes to buy new houses and second-hand houses to get the real estate license.
1, new house
Most of the new houses now are auction houses, and it may take one to two years to deliver the house after purchase, but the real estate license cannot be obtained before the house is completed, and the buyers generally have to pay deed tax and maintenance fund when delivering the house, so it is impossible for the purchased auction houses to obtain the real estate license when delivering the house. In the purchase contract, the developer will agree that the time for handling the real estate license is generally one year or one and a half years. So if there is no accident, the developer will handle the real estate license within the agreed time. Therefore, from the beginning of buying a new house, it usually takes two to three years to apply for a real estate license.
2. second-hand houses
Second-hand housing to handle the transfer procedures, you must have a real estate license, so the real estate license transfer is faster. If the buyer needs a loan, after signing the loan contract, the mortgage can be approved within 7- 10 days, and the transfer can be handled after the mortgage is approved. According to the normal procedure, the transfer usually takes 5-7 working days, because it takes several working days to get the ownership certificate after the transfer is completed. So under normal circumstances, it only takes 20 days to buy a second-hand house and get a new real estate license.
Must the real estate license be mortgaged in the bank now?
From a few years ago to more than ten years ago, property buyers could not get the real estate license for the houses they bought with loans. The real estate license needs to be mortgaged in the bank, and the loan needs to be paid off in order to get the real estate license. So do you still need to mortgage the real estate license in the bank now? At present, most cities will not mortgage real estate licenses, but only accept other warrants, that is, mortgage certificates. Without other warrants, buyers can't cancel mortgage and transfer ownership with real estate license, so mortgage real estate license is of little use to banks.
If it is a new house bought by loan, the time to get the real estate license is generally later than that of the full-amount buyers, usually a few months later. This is because after handling the real estate license, the developer needs to hand it over to the bank, and the bank will take it to the Housing Authority for mortgage. Although this seems simple, because of the large number of people, the overall aging has slowed down. After handling the mortgage, the developer will hand over the real estate license to the buyers, so it will take some time to get the new house with the loan after handling the real estate license.
If you buy a second-hand house with a loan, you only need to get the property right certificate and go to the Housing Authority for mortgage registration. After handling it, you don't have to hand it over to the bank, that is to say, the second-hand house bought by loan can get the property right certificate on the day of transfer.