Haofenqi belongs to Renrendai Financial Information Service (Beijing) Co., Ltd. It is an online installment shopping, cash loan and other services software built for young Internet consumers. Users can use Haofenqi APP Perform relevant operations and complete relevant business processes. Currently, this product does not support users under 18 years of age and student groups.
Extended information
1. Is the installment loan formal?
A good installment loan is formal.
Haofenqian is an integrated online installment shopping and cash borrowing app specially developed for Internet consumers. Developed by Beijing Weicai Technology Co., Ltd. Beijing Weicai Technology Co., Ltd. was established in 2012. It is an innovative financial technology company committed to becoming a trustworthy partner of hundreds of financial institutions, providing consumer financial services such as credit loans and e-commerce installments to young high-growth users.
2. Is the interest rate high for good installments?
Haofan has a relatively low interest rate among personal small loans. It does not charge any pre-loan fees and the interest fees are transparent. The daily interest rate of a good installment is around 0.03, and you can get a 15% discount coupon, which is equivalent to borrowing 10,000 yuan, and the daily interest rate is 3 yuan. Compared with other lending platforms, the interest rate is about 0.02 less. To use Haofen to borrow money, you need to be over 18 years old, and Haofeng does not lend money to current students.
3. How long does it take for a good installment loan to arrive at night?
Hao installment loans at night can usually be credited within one hour. It should be noted that if there are a large number of people applying, the credit time will be extended.
In order to get the loan faster, when submitting personal information, all information must be true and reliable, especially ID card, bank card, mobile phone number, etc., so that the information is consistent.
4. Won’t a good installment be listed on the credit report?
Credit will be checked at the meeting. Haofenqi is a loan platform that attaches great importance to risk control. It will upload customers' non-performing loan records to the credit reporting system, especially overdue records. This will have an impact on future loans, and overdue fees will be relatively much higher. Therefore, if you are able to repay the loan, do not overdue it.