Having a permanent residence in this Municipality or a valid identity document; Housing provident fund is normally deposited for more than 6 months; Stable income and no bad credit record; The ability to repay the loan; Proof of housing registration information issued by the housing security bureau of the place where the provident fund is deposited and the place where the house is purchased; There is an approved real estate mortgage. Details are as follows:

1. The house purchased by the borrower must be self-occupied and have a permanent residence in this city or a valid identity document.

2. Have full capacity for civil conduct. Housing provident fund is normally paid for more than 6 months.

3. The borrower has stable economic income and no bad credit record.

4. The proportion of the total house payment paid shall not be lower than the specified down payment, and it has the ability to repay the loan as required.

5. Proof of housing registration information issued by the Housing Security Bureau of the place where the provident fund is deposited and the place where the house is purchased. With the real estate mortgage recognized by the housing provident fund management center and the guarantee company, it is agreed to choose the repayment and guarantee method specified by the management center.