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What does a bank position mean?
A term about bank available funds is called bank position, which is generally understood as a fund circulation process. So what is the definition of bank position and what are the conditions for unsecured personal loans? Let's have a look.

1. Bank position is the professional name of available fund scheduling in the banking system. Every bank or securities industry has its own capital position. Position is capital, which refers to the sum of all available funds of the bank at present. It mainly includes excess reserves deposited in the central bank, net interbank settlement, bank deposits and cash. The goal of position management is to reduce the position occupation as much as possible and avoid idle waste of funds on the premise of ensuring liquidity.

2. Position, also called "head lining", means money. This is a popular term in finance and business.

3. Position is a common word in the financial industry. Commonly used in finance, securities, stocks and futures trading.

4. What are the conditions for banks to handle unsecured personal loans? China citizens with permanent residence in China, permanent residence in local towns (or valid certificates), full capacity for civil conduct and meeting the following conditions may apply for personal credit loans.

5. Have a proper occupation and a stable source of income, and have the ability to repay the loan principal and interest on schedule.

6. The borrower's unit must be an administrative, enterprise or institution recognized by the bank and having a good cooperative relationship with the bank, and the bank will pay wages on its behalf.

7. Obey the law. No illegal acts and bad records.

8. Open a personal settlement account in a loan bank. And agree that the bank will deduct the loan principal and interest from its designated personal settlement account.

9. Other conditions stipulated by the bank.

Regarding the meaning of the above bank position and the requirements for unsecured personal loans, the bank position is equivalent to a technical term of the available funds of this bank. When facing the conditions of unsecured bank loans, it must be verified clearly.